The True Cost of Mortgage Credit Reports: A Deeper Look

Explore the key factors driving mortgage credit costs for lenders and borrowers in 2026. This infographic breaks down the components of an Equifax mortgage report, revealing how rising third-party credit score fees—not credit data—are the primary drivers of recent price increases. Learn how strategic reporting choices and upcoming shifts toward VantageScore 4.0 can help lenders manage expenses and save an estimated $600M+.