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        Credit Risk

        Make better credit decisions and expand access to credit with traditional and alternative data and analytics only Equifax can deliver.

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        Help power informed decisions for job candidates, social service recipients and borrowers at pivotal moments. 

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        Leverage marketing data insights and solutions to attract the right new customers, deliver a positive experience, and deepen existing relationships. 

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        • Buy Now Pay Later

          Buy Now Pay Later

          Our industry-leading approach supports Buy Now Pay Later (BNPL) growth while promoting responsible lending with positive consumer outcomes.

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          Leverage some of the most complete and compelling commercial data assets in North America.

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          Explore comprehensive traditional and alternative consumer credit data only Equifax can provide.

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          Fuel your marketing efforts with insights into the financial capacity of your customers and prospects.

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      • Target High Potential Prospects

        Target High Potential Prospects

        Target the right prospects and expand your acquisition audiences by leveraging advanced consumer financial and credit insights and campaign optimization tools.

      • Identify New Customer Credit Risk

        Identify New Customer Credit Risk

        Identify reliable applicants and make the most profitable decisions by leveraging the industry's most robust solutions and data.

      • Manage & Monitor Existing Accounts

        Manage & Monitor Existing Accounts

        Access advanced consumer financial data and tools to gain a full view of your customers, proactively manage risk, and limit losses from delinquency and fraud.

      • Grow and Manage Small Business Accounts

        Grow and Manage Small Business Accounts

        Evaluate risk, reduce fraud, and grow your small business portfolio with advanced data and powerful analytics.

      • Improve Collections & Recovery

        Improve Collections & Recovery

        Improve collections, reduce losses, and make more informed recovery decisions by leveraging data-driven insights.

      • Maintain KYC Compliance Requirements

        Maintain KYC Compliance Requirements

        Perform customer due diligence accurately and with ease to adhere to KYC and AML requirements.

      • Retain and Increase Deposits

        Retain and Increase Deposits

        Advance your deposit gathering strategies by leveraging our measured asset and deposit-based solutions to keep, increase, and attract new deposits.

      • Use Alternative Data to Evaluate Credit Risk

        Use Alternative Data to Evaluate Credit Risk

        Precisely evaluate consumers using both traditional and alternative credit data to safely grow your credit access while significantly reducing default risk across your entire portfolio.

      • Analyze Market Potential

        Analyze Market Potential

        Explore our market-level financial insights to evaluate markets by financial potential, assess performance, and find opportunity.

      • Access Market & Business Intelligence Tools

        Access Market & Business Intelligence Tools

        Leverage market and business intelligence to uncover growth opportunities, reduce risk, and make faster, smarter decisions.

      • Expand Customer Relationships

        Expand Customer Relationships

        Discover consumer financial insights and financial wellness tools to expand customer relationships and boost retention.

      • Verify, Authenticate & Link Identities

        Verify, Authenticate & Link Identities

        Get real-time identity verification to help accelerate onboarding processes, reduce fraud, and meet KYC and AML requirements.

      • Verify Loan Applicants' Income and Employment

        Verify Loan Applicants' Income and Employment (WFS)

        Make smarter lending decisions with automated access to up-to-date income and employment data.

      • Make Better-informed Hiring Decisions

        Make Better-informed hiring decisions (WFS)

        Have a more complete view of candidates with screening solutions that support evidence-based decision making.

      • Determine Eligibility for Government Programs

        Determine eligibility for government programs (WFS)

        Process applications and renewals more effectively with data insights across the benefits process.

      • Manage Your HR Compliance Activities

        Manage Your HR Compliance Activities (WFS)

        Better navigate complex regulatory requirements with integrated solutions.

    • Industries
      • Automotive

        Automotive

        Cutting-edge, easy-to-use tools help you locate, reach, engage, and convert the right target customers.

      • Commercial

        Commercial

        Empower small businesses and make more informed decisions while growing your enterprise.

      • Communications & Utilities

        Communications & Utilities

        Grow your business, manage existing customers, and reduce risk in an ever-changing market.

      • Credit Unions

        Credit Unions

        Reach new audiences, strengthen existing relationships, and build a brighter financial future for your members.

      • Financial Services

        Financial Services

        Reduce risk, improve decision-making, and enhance efficiency for banking, lending, and other financial services.

      • Fintech

        Fintech

        Rich data, predictive analytics, and cloud-native technologies can help fintechs target and acquire more customers, mitigate fraud, and make better business decisions.

      • Government

        Government

        Equifax Government Solutions can help agencies increase efficiency, reduce costs, minimize risk, manage compliance, and improve program delivery.

      • Higher Education

        Higher Education

        Leverage verified, differentiated data insights to help you better understand your school’s program effectiveness.

      • Insurance

        Insurance

        Integrate specialized and differentiated data into your processes to improve quoting accuracy and profitability.

      • Mortgage and Housing

        Mortgage and Housing

        Reduce risk, improve decision-making, and enhance efficiency for the mortgage industry.

      • Payments

        Payments

        Grow new merchant relationships, strengthen existing ones, and streamline the payment process for your merchants.

    • Trends & Insights
      Trends & Insights
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      • Market Pulse

        Market Pulse

        Market Pulse — your go-to source for everything happening in today's financial landscape. In-depth, relevant, timely market analysis built around differentiated insights you can't get anywhere else.

        • Podcasts
        • Trend Reports
      • Equifax Insights Blog

        Equifax Insights Blog

        The Insights blog is our premier thought leadership hub, featuring articles written by our subject matter experts that deliver the strategies and data-driven insights businesses need to make confident decisions.
      • Resources

        Resources

        Explore the Equifax resource library for valuable information about our comprehensive services and innovative solutions. Discover a wealth of resources to enhance your understanding of our offerings and stay informed about the latest industry trends and insights.

      • Global Credit Trends Report

        Global Credit Trends Report

        Explore global credit and financial data insights. Delivering trends in credit risk, debt, utilization and delinquencies from around the world.

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