Case Study

VantageScore 4.0 Provides High-performance, Cost-effective Credit Scoring Solution for Georgia's Own Credit Union

Case Study

VantageScore 4.0 Provides High-performance, Cost-effective Credit Scoring Solution for Georgia's Own Credit Union

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Facing substantial price increases across all lines of business from its existing credit score provider, Georgia's Own Credit Union seeked a more cost-effective scoring solution.

By switching to VantageScore 4.0 from its existing scoring solution, Georgia's Own Credit Union is able to:

  • Gain 50% savings for its credit score budget, providing better value to its members
  • Improve performance in predicting delinquency
  • Score more consumers and bring more members to its organization
  • Use a credit tier simulator to help inform its strategy and manage risk
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