Credit Trends

Get monthly deep dives into consumer, business, and auto credit, including behavioral data, national trends, and business risk analysis. Access in-depth, relevant insights to understand today's financial landscape.

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December Rebound, Cautious Optimism: What the Latest Data Means for Main Street

Equifax's Main Street Lending Report details the small business credit trends and stable credit quality following the December 2025 lending rebound. Includes 2026 outlook.

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