Chargeback Prevention Software for Transaction Disputes

Equifax streamlines your defense strategy by consolidating industry-leading alert and chargeback prevention solutions into a single, cohesive platform.Through a unified API, you gain instantaneous access to Ethoca Prevention Alerts, Verifi Cardholder Dispute Resolution Network (CDRN) Alerts, Ethoca Consumer Clarity, Verifi Order Insight, and Visa’s CE 3.0 and Rapid Dispute Resolution (RDR) frameworks—enabling comprehensive chargeback mitigation through one integration. 

Lower Chargeback Volume
Cut chargebacks by 60–70% to stay under thresholds and protect merchant accounts.
Better Customer Experience
Boost satisfaction by resolving complaints fast and proactively before they escalate.
Act Faster on Disputes
Spot issues within 24 hours instead of waiting 2–5 weeks for a chargeback.

Complete Chargeback Prevention. All in One Place.

Equifax streamlines your defense strategy by consolidating industry-leading alert services into a single, cohesive platform. Through a unified API, you gain instantaneous access to Ethoca Consumer Clarity, Verifi Order Insight, and Visa’s CE 3.0 and Rapid Dispute Resolution (RDR) frameworks—enabling comprehensive chargeback mitigation through one integration. 

Combat friendly fraud with Order Validation 
 

Reduce 'friendly fraud' through enhanced issuer transparency. Our platform allows you to share data directly with banking partners during the inquiry phase.

Intercept disputes with Prevention Alerts

Resolve pre-dispute cases by receiving alerts from participating issuers quickly and easily within 72 hours. These alerts enable the initiation of a refund, to avoid any chance of a chargeback.

Complete Payments Fraud and Chargeback Management

The most effective chargeback management strategy uses a multi-layered approach across the entire transaction lifecycle. Seamlessly activate additional layers of protection the moment your business needs evolve.

Stop Chargebacks Before They Start

Chargebacks erode revenue, damage brand trust, and increase operational costs. Equifax Chargeback Prevention delivers proactive protection that helps businesses improve payment performance, and confidently scale. Invest in prevention — not recovery.

Order Validation

Greater clarity helps the cardholder understand the charge and stops the dispute from escalating.

Prevention Alerts

Reduce friendly fraud by identifying risky purchases before fulfillment, protecting margins and customer trust.

Rapid Dispute Resolution

Empower the bank to automatically refund disputes on your behalf and eliminate the need for chargeback.

We Deliver Immediate Dispute Interception, Automated Resolution, and Total Revenue Preservation

Stopping a chargeback requires acting long before a formal dispute is filed. You need a proactive defense – identifying potential conflicts at the inquiry stage. Get started with just one integration, manage all solutions from a single account and monitor trends across the entire dispute lifecycle. 

Frequently Asked Questions

Our average recovery rate is approximately 65%, calculated by dividing won cases by total resolved disputes (Won + Lost).* We exclude pre-arbitration cases from this metric to ensure your results reflect actual returns and recovered revenue rather than misleading stats.

Verifi Order Insight and Ethoca Consumer Clarity — which we refer to collectively as order validation — help cardholders understand their purchases. When there are concerns about a particular transaction, order validation retrieves information related to the purchase and shares it with your customer. The goal is to provide the clarity needed to prevent a chargeback — without issuing a refund or sacrificing revenue. 
Essentially, order validation turns the cardholder’s bank into your ally against invalid chargebacks. By empowering the bank’s customer service department to resolve disputes on your behalf, you can reduce the risk of chargebacks without using your own team’s resources. 
 

Ecommerce, subscription services, marketplaces, and digital payment providers see the greatest impact.

Yes, it’s designed to support growing transaction volumes across multiple channels.

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A Layered Defense to Fighting Fraud

Don't let fraud eat your margins. See how an effective defense strategy can verify identities and protect your bottom line—all without slowing down your best customers.

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