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Allow Access

Ease the lending process by enabling consumers to unlock or unfreeze their credit report
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Streamline the Credit Application Process

Many consumers have chosen to lock or freeze their credit, resulting in lenders having a tough time getting their hands on consumer credit data when they need it most. Allow Access is an innovative API solution to help lenders overcome these obstacles. By seamlessly integrating Allow Access into your existing lending application process, you can enable consumers to unlock or unfreeze their Equifax credit report directly within your platform. This streamlined approach reduces friction within the credit application process, enhances the consumer experience, and helps you serve consumers that are seeking new credit or other services.

Key Stats

Ease the application process

48% of consumers who encountered digital friction took their business to another bank.¹

¹BankDirector (4/13/23)
Reduce abandonment
68% of consumers abandoned their online applications for financial services.¹

Key Benefits

Key Benefits

 

  • Reduce Friction and Delays: Eliminate the need for consumers to navigate external processes to unlock or unfreeze their credit, resulting in a smoother, more efficient application experience.
  • Increase Conversion Rates: A faster, easier process to unlock credit leads to higher application completion rates and increased revenue potential.
  • Enhance Consumer Experience: Keep consumers engaged by allowing them to manage their credit access within your application flow.
  • Access to High-Value Consumers: Connect with credit-active individuals with high credit scores, strong incomes, and a demonstrated need for credit.
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Frequently Asked Questions

The process is simple and secure. When a consumer with a locked or frozen Equifax credit report applies on your platform, the Allow Access API integrates with your existing platform to walk consumers through granting access.

Allow Access is ideal for a wide range of lenders, including those in mortgage lending, auto lending, credit card applications, personal loans, and more.

Yes, Allow Access prioritizes consumer privacy and data security, adhering to industry standards and best practices.

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All it takes is an API request to help lenders enable consumers to unlock their credit. Connect with us to learn more.
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