Aggregated FICO

Aggregated FICO®* Segments estimate the likelihood of consumers to pay credit obligations, based on aggregated credit data at the geographic level.
Percentages listed are the percentage of all US households (HHs) that fall into this segment.
Percentages listed are the percentage of all US households (HHs) that fall into this segment
Segment data updated Q1, 2024
High Score
Target population with lowest estimated risk of credit delinquency in next 24 months. Top 70% consumers.
High Auto Score
Target population with lowest estimated risk of credit delinquency in next 24 months, with credit behavior weighted towards the auto industry. Top 70% of consumers.
High Credit Card Score
Target population with lowest estimated risk of credit delinquency in next 24 months with credit behavior weighted towards the credit card industry. Top 70% of consumers.
High Mortgage Score
Target population with lowest estimated risk of credit delinquency in next 24 months, with credit behavior weighted towards the mortgage industry. Top 70% of consumers.
Aggregated FICO Score (> 820)
Households with an aggregated credit risk measure greater than 820.
Aggregated FICO Score (801 - 820)
Households with an aggregated credit risk measure between 801 and 820.
Aggregated FICO Score (781 - 800)
Households with an aggregated credit risk measure between 781 and 800.
Aggregated FICO Score (761 - 780)
Households with an aggregated credit risk measure between 761 and 780.
Aggregated FICO Score (741 - 760)
Households with an aggregated credit risk measure between 741 and 760.
Aggregated FICO Score (721 - 740)
Households with an aggregated credit risk measure between 721 and 740.
Aggregated FICO Score (701 - 720)
Households with an aggregated credit risk measure between 701 and 720.
Aggregated FICO Score (681 - 700)
Households with an aggregated credit risk measure between 681 and 700.
Aggregated FICO Score (661 - 680)
Households with an aggregated credit risk measure between 661 and 680.
Aggregated FICO Score (641 - 660)
Households with an aggregated credit risk measure between 641 and 660.
Aggregated FICO Score (621 - 640)
Households with an aggregated credit risk measure between 621 and 640.
Aggregated FICO Score (601 - 620)
Households with an aggregated credit risk measure between 601 and 620.
Aggregated FICO Score (< 600)
Households with an aggregated credit risk measure less than 600.
Millennials - Aggregated FICO® - High Score
Millennial households with top 70% of consumers exihibiting lowest estimated risk of credit delinquency in the next 24 months.
Excellent or Good Financial Health
Households with an aggregated credit risk measure >720
Unfavorable Financial Health
Households with an aggregated credit risk measure <721
Credit Card Holders with Low Delinquency Risk
Top 70% of consumers with lowest estimated risk of credit delinquency in next 24 months with credit behavior weighted towards the credit card industry.

*Digital targeting segments from Equifax were not developed or intended to be taken into consideration as a factor in establishing or determining an individual’s eligibility for personal credit, insurance, or employment, or for any other purpose contemplated under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. Equifax targeting segments neither contain nor reveal any personally identifiable information.

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