Recession Readiness Insights

From Confusion to Clarity:
Helping Companies Build Resilience in an Economic Downturn

We can’t predict if a recession is coming or not. What we do know is uncertain economic conditions are affecting consumers and businesses differently. Some are struggling, while others are thriving, creating an environment of hidden risk and hidden opportunity.

Economic indicators point to the need for recession planning

Increase in consumer borrowing year over year

Increase in some delinquencies

Jump in monthly debt commitment from lifting student loan accommodations

Protect and Grow your Business by Uncovering Hidden Risks and Opportunities

  Limit Risk


 Monitor market trends
Stay ahead of market volatility by using trended credit data and market analysis.
View Credit Trends

 Review accounts more frequently
Closely monitor your portfolio to spot changes that may increase your risk or alter your consumers’ needs.
View Customer Portfolio Review

 React quickly with alerts
Minimize risk exposure by using real-time or near real-time alerts to changes in customers’ financial situations.
View Smart Alerts

 Find Growth Opportunity


 Understand consumers’ financial durability
Use holistic views of household’s ability to weather financial stress, to spot customer growth opportunities.
View Financial Durability

 Find high-growth customer segments
Use consumer financial insights to develop relationships with potential customers. 
View ways to attract young affluents

 Target Potential Customers Smarter
Grow by finding new customers to acquire without increasing your risk.
View ways to refine acquisition

Market Pulse

 Join Equifax for monthly Market Pulse webinars

Top experts discuss the impact of economic headwinds on your business. 

Our Experts Help You Put It All Together- Recession Planning Options

Now is the time to be proactive. Be recession-ready throughout the business cycle.

  1. Implement risk management strategies to optimize risk mitigation and create opportunities across all your products and services.
  2. Use data-driven insights to review risk across the customer lifecycle.
  3. Incorporate relevant market trends, insights, and updates across economic, technological, and regulatory environments.
Payment Hierarchy Trends, Impact, and Recommendations
How are consumers prioritizing payments amid rising financial stress? Are we uncovering surprising data? What impact does the current hierarchy have to your business, and what should you do? Hear from Maria Urtubey, Equifax Risk Advisor, as she demystifies the uncertain environment we are in. 

Insights Blog

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Connect with our sales team for products and solutions tailored to your recession planning needs.

Actionable Insights, Easy Implementation

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