Market Trends

Year in Review: Key Economic Trends from 2025 and What We’re Watching in 2026

Equifax Advisors review 2025 economic trends: the K-shaped economy, AI, Fed rate cuts, and rising consumer stress. See 2026 predictions.
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Identity & Fraud The AI Fraud Arms Race: New Strategies for Detecting Synthetic Identity and Sophisticated Attacks

The AI fraud arms race is accelerating. Discover how fraudsters use sophisticated AI for synthetic identity attacks and learn new, machine l [...]

Market Trends Understanding the Mortgage Market Then and Now: Five Years of Change, Pressure, and Adaptation

Explore the mortgage market's 5-year journey: from the 2020 refinance boom to today's high-rate world. Get key insights for lenders on reten [...]

Credit Risk Expanding Access Without Adding Risk: The Power of Modern Credit Scoring in Mortgage Lending

Discover how modern credit scoring like VantageScore 4.0 is transforming mortgage lending. Expand access to homeownership while reducing ris [...]

Credit Risk The $526K Reality Check: What’s Really Driving the Total Cost of Homeownership?

Homeownership costs are up over $526K, but tri-merge credit reports are not the reason. Learn why this essential, low-cost credit data provi [...]

Data-Driven Marketing Turning Auto Browsers into Buyers with Smarter, Data-Driven Experiences

Stop losing auto leads to payment shock. Learn how to use data-driven personalization and proactive affordability guidance to turn anonymous [...]

Market Trends 5 Years Of Market Pulse Insights: How Has Consumer Credit Changed Since 2020?

Explore the 5-year evolution of consumer credit, from the hidden risk of 2020 to today's K-shaped economy. Learn how lenders must adapt with [...]

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