EFX.AI

AI-Powered Innovation

EFX.AI drives innovative products and solutions that leverage our AI capabilities. Our patented AI techniques are designed to help customers get to insights faster — helping to create new consumer opportunities.

In today’s always-on world, speed is a competitive advantage. The foundation of the Equifax Cloud™, combined with our proprietary data assets and the power of EFX.AI, accelerates solution implementation, cloud-native model deployment, and expedited consumer decisioning.

 
 

Equifax Amplify AI™, our proprietary intelligence accelerator.

Leveraging patented EFX.AI technology, Amplify AI is built into our products to provide actionable insights that enable transparent, explainable decision-making at enterprise scale. Products that utilize Amplify AI deliver the best of both worlds: explainability and high performance. This ensures that businesses and their customers understand the rationale behind every decision, enabling smarter, faster, and more consistent outcomes.

 
 
 

AI at Equifax

Governance and Model Risk Management

Learn how we are exploring responsible and ethical ways to implement EFX.AI solutions.

Transparency and Explainability

Equifax led the way towards an industry standard for explainable AI — introducing the first Machine Learning credit scoring system with the ability to generate logical and actionable reason codes for the consumer over a decade ago.

AI-Infused Products: OneScore

Innovative scoring models like OneScore combine the power of the Equifax Cloud with alternative data insights as well as patented AI techniques and machine learning.

Smarter Insights, Stronger Decisions

Equifax Amplify AI delivers insights that are not only highly predictive, but also easy to understand, explain, and implement. It’s how we empower businesses to harness the full potential of data.

Explainable Insights

Every insight is fully transparent, ensuring businesses and consumers understand exactly how and why each decision is made.

Enhanced Predictiveness
Advanced machine learning models identify deep patterns that improve predictiveness in credit assessments and fraud detection.
Regulatory Alignment
Built to meet the highest industry standards, Equifax Amplify AI ensures data-driven decisions are explainable, fair, and compliant.
Powered by Differentiated Data
Leveraging proprietary Equifax data, including telco, utility, and specialty finance sources, Equifax Amplify AI helps businesses access a fuller financial picture.
Accelerated Decision-Making
Seamless integration with the Equifax Cloud and custom data fabric allows for faster, more confident decisions.

Explore Our Latest News and More

Helping People Live Their Financial Best

Furthering access to credit with AI and Alternative Data

Industry Leaders in Security

Security is in our DNA

Explaining the Equifax Data Fabric

Making trusted, proprietary data sources accessible for innovation