May 2025 Consumer Credit: Trends at a Glance
The May Market Pulse webinar showcased insights from Equifax Advisor Jesse Hardin around current consumer credit trends. While this overview is meant to be a snapshot of the larger discussion, you can receive full access to the standard charts and graphs by reaching out to the Equifax Advisory team: RiskAdvisors@Equifax.com.
May 2025 Key Insights: Today’s Consumer Credit Trends
As of January 2025, consumer originations have increased in
every category except cards.¹
Consumer debt has increased for most categories in the
overall market, but decreased with FinTech lenders for total
consumer and non-revolving debt.²
Utilization increased overall in all categories but
bankcard, while credit limits have increased for total
market.²
Delinquencies on many products in total market and FinTech
have improved, however some areas, including total market auto and
mortgage, are still increasing.² 
Keep Your Business Goals Within Sight
Reach out to the Equifax Risk Advisory team at RiskAdvisors@Equifax.com for full access to the standard charts and graphs referenced in this report.
We hope you will join us for our June 2025 Market Pulse webinar, where our talented and dynamic expert panel will discuss current sentiments around economic uncertainty. To ask questions in real time and gain deeper insights before anyone else, you must be there. Don’t miss it!
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Sources:
(c) Equifax Inc. 2025. All Rights Reserved. The statistics provided herein are for informational and illustrative purposes only and shall not be used for any other purpose.
*The opinions, estimates, and forecasts presented herein are for general information use only. This material is based upon information that we consider to be reliable, but we do not represent that it is accurate or complete. No person should consider distribution of this material as making any representation or warranty with respect to such material and should not rely upon it as such. Equifax does not assume any liability for any loss that may result from the reliance by any person upon any such information or opinions. Such information and opinions are subject to change without notice. The opinions, estimates, forecasts, and other views published herein represent the views of the presenters as of the date indicated and do not necessarily represent the views of Equifax or its management.