Search Results
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Knowledge Center Article
The Consumer Financial Protection Bureau (CFPB) established a rule to help survivors of human trafficking and requires credit reporting agencies to have a method for survivors to submit documentation that identifies any negative information that resulted from human trafficking.
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Knowledge Center Article
Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit.
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Knowledge Center Article
Is your credit history accurate? Checking your Equifax credit report regularly helps you ensure your financial history is telling the right story.
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Knowledge Center Article
Learn how to get your free Equifax credit reports with a myEquifax account.
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Knowledge Center Article
Who can access your Equifax credit report? Read this article to find out which individuals and businesses can legally access your credit information.
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FAQ Answer
Did you receive a credit report alert from one credit bureau, but not all three nationwide credit bureaus? Learn how that may have happened.
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FAQ Answer
Learn more about the process of disputing information on your Equifax credit report and how long it can take.
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Knowledge Center Article
Understanding your credit reports is important, but it may not always be easy. Here are definitions of terms you may find on your Equifax credit report.
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FAQ Answer
As consumer credit reports will no longer show paid medical debt, the impact to your credit will vary greatly.
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Knowledge Center Article
Sometimes late payments happen. Learn how late payments affect your credit, how long they stay on your credit report, if you can remove them and more.
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FAQ Answer
If you believe information on your credit reports is inaccurate or incomplete, you can file a dispute with the three major credit bureaus.
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Knowledge Center Article
Learn how long different types of information such as late payments and collections may stay on your credit report.
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FAQ Answer
If you have a security freeze on your Equifax credit report, can you also lock your credit report? Learn more here.
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Knowledge Center Article
See why you should check your credit reports and credit scores. Learn the benefits of checking your credit report, how often to check and more!
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To learn how to read your Equifax Credit Report and other credit report facts, visit our Equifax Knowledge Center.
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Knowledge Center Article
Find out how to get your free Spanish language credit report from Equifax®. We’re making it easier for you to check your credit!
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Knowledge Center Article
Learn more about The Fair Credit Reporting Act (FCRA) & how this federal law provides protections to the consumer.
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If you believe your Equifax credit report is incomplete or inaccurate you can file a dispute. Learn how to dispute your Equifax credit report.
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FAQ Answer
The nationwide credit reporting agencies are changing how they report on medical bill collections. Learn more about the changes coming to credit reports.
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FAQ Answer
If you live in another country, learn what has to happen in order for you to have a U.S. credit file.
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FAQ Answer
Each lender and creditor has its own criteria for deciding whether to extend you credit. Learn more.
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FAQ Answer
Learn what you can do if you're a veteran and a medical debt being paid by the Department of Veterans Affairs shows up on your Equifax credit report
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FAQ Answer
If you don't agree with the findings of an Equifax credit dispute investigation, there are steps you can take. Learn more about your options.
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FAQ Answer
What does being a co-signer mean, and how might it impact your credit scores? Learn the basics.
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FAQ Answer
A fraud alert, a security freeze and a credit report lock all help you better protect your personal information, but they do so in different ways.
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FAQ Answer
You don’t have just one credit score. There are many different credit scores and credit score providers.
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Knowledge Center Article
What is a collection account, and how can it negatively impact your credit scores and credit reports? Equifax breaks down the basics.
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FAQ Answer
If you're looking for certain types of loans, multiple inquiries for the same purpose within a given period of time will usually be counted as one inquiry.
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FAQ Answer
If someone else's information is on your credit report, you may have a mixed credit file. Learn about steps to can take and how to dispute the information.
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FAQ Answer
Credit scores usually aren't part of credit reports. So where can you find credit scores?
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Knowledge Center Article
If you find inaccurate information on your credit reports, you can file a dispute. Learn more about disputes and what to expect after filing.
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FAQ Answer
Fluctuation in credit scores is normal. Find out some reasons why your credit scores may change.
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Knowledge Center Article
If you’ve changed your legal name, you can also dispute your Equifax Credit Report to reflect your updated information. Learn how to update your name here.
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FAQ Answer
If you believe information on your Equifax credit report is inaccurate or incomplete, learn about the credit report dispute process and how it works.
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Knowledge Center Article
Learn more about the three major credit bureaus or credit reporting agencies, what pieces of your personal information they collect, and how they use it.
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FAQ Answer
The Equifax credit score is an educational credit score designed to give you an idea of where your credit stands. Learn more about Equifax credit score ranges.
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FAQ Answer
Learn how long you can access your Equifax subscription or one-time product.
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Credit scores are one of many factors used by lenders when determining your likelihood of paying back a loan. Learn how lenders use credit scores.
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FAQ Answer
What is a credit score? Equifax helps define credit scores and how they may be used.
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Knowledge Center Video
Do you know what a charge off means for your credit report? Learn more about the impact of charge off on your credit and your credit score.