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Each lender and creditor has its own criteria for deciding whether to extend you credit. Learn more.
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Learn what you can do if you're a veteran and a medical debt being paid by the Department of Veterans Affairs shows up on your Equifax credit report
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If you don't agree with the findings of an Equifax credit dispute investigation, there are steps you can take. Learn more about your options.
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What does being a co-signer mean, and how might it impact your credit scores? Learn the basics.
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A fraud alert, a security freeze and a credit report lock all help you better protect your personal information, but they do so in different ways.
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You don’t have just one credit score. There are many different credit scores and credit score providers.
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Knowledge Center Article
What is a collection account, and how can it negatively impact your credit scores and credit reports? Equifax breaks down the basics.
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If you're looking for certain types of loans, multiple inquiries for the same purpose within a given period of time will usually be counted as one inquiry.
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If someone else's information is on your credit report, you may have a mixed credit file. Learn about steps to can take and how to dispute the information.
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Credit scores usually aren't part of credit reports. So where can you find credit scores?
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Knowledge Center Article
If you find inaccurate information on your credit reports, you can file a dispute. Learn more about disputes and what to expect after filing.
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Fluctuation in credit scores is normal. Find out some reasons why your credit scores may change.
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Knowledge Center Article
If you’ve changed your legal name, you can also dispute your Equifax Credit Report to reflect your updated information. Learn how to update your name here.
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If you believe information on your Equifax credit report is inaccurate or incomplete, learn about the credit report dispute process and how it works.
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Knowledge Center Article
Learn more about the three major credit bureaus or credit reporting agencies, what pieces of your personal information they collect, and how they use it.
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The Equifax credit score is an educational credit score designed to give you an idea of where your credit stands. Learn more about Equifax credit score ranges.
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Learn how long you can access your Equifax subscription or one-time product.
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Credit scores are one of many factors used by lenders when determining your likelihood of paying back a loan. Learn how lenders use credit scores.
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What is a credit score? Equifax helps define credit scores and how they may be used.
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Knowledge Center Video
Do you know what a charge off means for your credit report? Learn more about the impact of charge off on your credit and your credit score.
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Knowledge Center Article
What is credit monitoring? Learn more about what credit monitoring is and how credit monitoring services can alert you to activity on your credit report.
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Knowledge Center Article
Credit reports are a roadmap of your credit journey. It's important to know how your credit information goes from your lenders to the credit bureaus.
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Knowledge Center Article
All debt isn't created equal. Boost your credit knowledge by learning the differences between good debt vs bad debt.
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Knowledge Center Article
Want to know how to build credit? There are many ways, but it's important to develop good financial habits.
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Learn what documentation Equifax will accept to validate your identity and address.
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Knowledge Center Video
Your credit report helps you understand your financial health. Watch this video to learn what a credit report is and what is in a credit report and much more.
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FAQ Answer
A credit report lock and a security freeze both prevent access to your Equifax credit report to open new credit accounts, but they aren't the same thing.
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Knowledge Center Video
Your credit report details your credit history. But sometimes your credit report may have an error. If that happens, you need to file a dispute.
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FAQ Answer
There are two ways you can lock your Equifax credit report. Learn more about both here.
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Knowledge Center Video
Knowing what's on your credit reports is important whether you’re just starting to build credit or you’re planning a big purchase.
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If you're applying for credit, you'll need to unlock your Equifax credit report to allow lenders and creditors access. Read more here.
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Knowledge Center Article
The Fair Credit Reporting Act (FCRA) can impact loans. Learn about FCRA requirements, fair credit reporting act violations and how the act impacts loans.
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Knowledge Center Video
Making a late credit card payment? Paying after a deadline may have consequences. Learn when those payments show up on credit reports and what it means.
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Knowledge Center Video
When you find inaccurate information on your credit reports, you need to file a dispute. Watch this video to learn all about credit report disputes.
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Knowledge Center Article
Loan forbearance can be a great relief during times of struggle and need, but as with any agreement, it is important to understand what it entails.
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Knowledge Center Video
Learn more about freezing your child's Equifax credit report. Help better protect your minor from child identity theft by taking these steps.
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Knowledge Center Article
Creditors are not legally obliged to report at all. It is a voluntary practice, so it is up to them to decide when and how often they do it.
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FAQ Answer
Can you have both a lock and a security freeze on your Equifax credit report? Find out here.
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Knowledge Center Article
If you are a victim of identity theft, you may wonder what to do next. Filing a police report can help support your case as you recover.
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Can information including new credit accounts be added to your Equifax credit report if it's locked? Read more.
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Knowledge Center Video
Learn how long different types of information such as late payments and collections take to fall off of your Equifax Credit Report.
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Knowledge Center Video
If information on your credit report is incorrect or incomplete, you may need to file a credit report dispute with Equifax. Here is what to expect.
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Knowledge Center Video
When lenders check your credit, it results in a hard inquiry. Hard inquiries do affect your credit scores, but that does not have to be a bad thing.
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FAQ Answer
Learn how to log in to your Equifax product to view your Equifax credit report.
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Knowledge Center Video
Watch this video to find out how often you need to review your credit report and why reviewing your credit reports is important.
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Knowledge Center Video
Found something incomplete or inaccurate on your credit report? Learn more about the dispute process.
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FAQ Answer
You can request a security freeze on the Equifax credit report of an incapacitated adult or a minor under the age of 16. Download the forms here.
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If you've been a victim of identity theft, you have certain rights under the Fair Credit Reporting Act. Learn more.
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Knowledge Center Article
Learn the differences between fraud alerts, security freezes and credit report locks and how they can help better protect your personal information.
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FAQ Answer
Lock & Alert shows you the most recent status of your Equifax credit report. Learn more here.
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Find out whether you can use Lock & Alert to lock your credit reports with all three nationwide credit bureaus.
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Learn how long your child's Equifax credit report will remain locked with Family Plan.
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If you're trying to add a minor child to your Equifax Family Plan and an Equifax credit report already exists for them, learn what you can do.
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Learn whether you can enroll in Equifax Lock & Alert if you have security freezes on your credit reports from the other two nationwide credit bureaus.
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A credit report can help when buying a house or car. Learn more about when, why and how you should get a free credit report.
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Knowledge Center Article
It's important to know all the facts about how student loans can affect credit history and credit scores.
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Get credit reports and credit scores for businesses and consumers from Equifax today! We also have identity protection tools with daily monitoring and alerts
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Get credit reports and credit scores for businesses and consumers from Equifax today! We also have identity protection tools with daily monitoring and alerts
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Get credit reports and credit scores for businesses and consumers from Equifax today! We also have identity protection tools with daily monitoring and alerts
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Get credit reports and credit scores for businesses and consumers from Equifax today! We also have identity protection tools with daily monitoring and alerts