Search Results
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Knowledge Center Video
There are many different types of credit scores and credit scoring models. Learn about the different resources you can use to check credit scores.
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Knowledge Center Article
Who can access your Equifax credit report? Read this article to find out which individuals and businesses can legally access your credit information.
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Knowledge Center Article
When a loved one dies, you need to know how to report death to social security and how to get a credit report for the deceased.
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Knowledge Center Article
Equifax provides an overview of how your credit scores can impact your mortgage, down payment, and more during the home-buying process.
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Knowledge Center Article
Learn how the changes to medical debt reporting on credit reports affects your credit scores and how to help prevent debt from medical bills.
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Knowledge Center Article
Learn how to get your free Equifax credit reports with a myEquifax account.
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Knowledge Center Article
Understanding your credit reports is important, but it may not always be easy. Here are definitions of terms you may find on your Equifax credit report.
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FAQ Answer
The amount of time that information stays on your Equifax credit report depends on the type of account or information. Learn more here.
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FAQ Answer
Learn why it may take a while for changes to account balances to appear on your Equifax credit report.
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Knowledge Center Article
Sometimes late payments happen. Learn how late payments affect your credit, how long they stay on your credit report, if you can remove them and more.
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FAQ Answer
As consumer credit reports will no longer show paid medical debt, the impact to your credit will vary greatly.
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Knowledge Center Article
Find out if you should be paying off your credit card in full each month. Learn about credit utilization rates and why it is good to pay off your balance.
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Knowledge Center Article
Breaking a lease could negatively impact your credit history. Learn more about the potential consequences of breaking a lease.
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Knowledge Center Article
The temptation to open a retail store credit card is real -- but are the benefits? Learn some potential pros and cons of opening a store credit card.
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FAQ Answer
Learn about when medical debt will be removed from your credit reports. Find out how to get an updated credit report from Equifax once the debt is gone.
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FAQ Answer
Should you expect to see your spouse's name and information on your credit file?
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FAQ Answer
While there are many different credit scores and ways to calculate them, there are some common factors that may negatively affect credit scores. Read more.
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Knowledge Center Article
Paying off debt doesn't always improve your credit score. Here are the factors that impact your credit and why paying off debt may lower your credit score.
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Knowledge Center Article
If you’re thinking about refinancing your mortgage, you may gain an improved loan, but it also may negatively affect your credit score.
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Knowledge Center Article
Learn the costs and credit score needed to refinance a mortgage in order to get rid of high-interest credit card debt. Find the best strategy for you.
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Knowledge Center Article
There are financial behaviors that may hurt your credit scores. Equifax lays out five common things that could lower your credit scores.
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FAQ Answer
There are several ways you can get free copies of your Equifax credit report. Learn about them here.
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FAQ Answer
National credit reporting agencies are making updates around reporting medical collections in 2022 and 2023. Learn more about these changes at Equifax.
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Knowledge Center Article
Learn how long different types of information such as late payments and collections may stay on your credit report.
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FAQ Answer
Will your credit scores be negatively impacted if you place a fraud alert on your credit reports? Get answers.
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FAQ Answer
Learn more about the process of disputing information on your Equifax credit report and how long it can take.
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FAQ Answer
Are your credit reports affected by a spouse's death? Learn the answer.
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FAQ Answer
To check if your child has credit reports with the three nationwide credit bureaus, you can send a request by mail.
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Knowledge Center Article
From bankruptcies to new accounts, many things can impact your credit. Learn how your actions might affect your credit scores.
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FAQ Answer
If you're looking for certain types of loans, multiple inquiries for the same purpose within a given period of time will usually be counted as one inquiry.
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FAQ Answer
Your Equifax credit report may not show all your credit accounts. Here are a couple of reasons why some accounts may not be listed.
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FAQ Answer
If you believe information on your credit reports is inaccurate or incomplete, you can file a dispute with the three major credit bureaus.
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Knowledge Center Article
Help your loved ones manage their finances and credit accounts with this helpful guide from Equifax. You can help better protect loved ones from fraud.
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Knowledge Center Article
Learn how your credit history and credit scores may play a role in everyday life.
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Knowledge Center Article
Find out how to get your free Spanish language credit report from Equifax®. We’re making it easier for you to check your credit!
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FAQ Answer
Are you noticing duplicate account information on your Equifax credit report? Here's why that may happen.
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FAQ Answer
If someone else's information is on your credit report, you may have a mixed credit file. Learn about steps to can take and how to dispute the information.
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Knowledge Center Article
Knowing about credit scores can be essential to understanding your overall financial situation. Take our credit scores quiz to test your knowledge.
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FAQ Answer
If you've had a loved one pass away, you can notify any of the three nationwide credit bureaus. Learn about the steps you can take.
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Knowledge Center Video
Checking your credit report can help ensure the information is correct. Checking your credit score does not hurt your credit score.
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Knowledge Center Article
Do you know some of the ways you can help protect against increased fraud risk during the holidays? Find out how to help protect your credit & identity while holiday shopping.
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FAQ Answer
Legal representatives and court-appointed guardians can follow these steps to get free credit reports for their wards.
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FAQ Answer
Equifax explains why your last reported employment may be out of date on your Equifax credit report.
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Knowledge Center Article
Learn more about The Fair Credit Reporting Act (FCRA) & how this federal law provides protections to the consumer.
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FAQ Answer
If you have been mistakenly reported as deceased, you can contact the three nationwide credit bureaus. Get contact information here.
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FAQ Answer
Learn how you can order additional Equifax credit reports or view previous ones.
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FAQ Answer
Learn about how to request your Equifax Credit Report in different formats, including braille, large print, and audio.
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FAQ Answer
If you have a security freeze on your Equifax credit report, can you also lock your credit report? Learn more here.
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FAQ Answer
Learn some reasons why you may not have received a credit monitoring alert through your Equifax product after recent credit activity.
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FAQ Answer
If you live in another country, learn what has to happen in order for you to have a U.S. credit file.
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Knowledge Center Video
Find out how credit scores are calculated & the important information you should review.
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Knowledge Center Article
Credit unions are organizations, like banks, that provide members with financial services. However, credit unions differ from banks in a few key ways.
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Knowledge Center Article
Learn how you can save money on taxes by taking advantage of available tax credits for homeowners, what are tax credits and how to maximize the benefits.
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FAQ Answer
Find out whether you can use Lock & Alert to lock your credit reports with all three nationwide credit bureaus.
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Knowledge Center Video
Credit utilization is a factor used in calculating credit scores. Learn more about credit utilization, what a good credit utilization ratio is and more.
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Knowledge Center Video
There are many benefits of a credit union, like lower interest rates and more community engagement. But not everyone qualifies to join a credit union.
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Knowledge Center Article
Credit cards can help you reach your financial goals, but there are many mistakes you can make, from credit card minimum payments, late payments, and more!
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Knowledge Center Video
Credit scores are important, but what is a good credit score? Learn more about credit score ranges and how to get a good credit score.
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Knowledge Center Article
Do you know the effect of divorce on your credit report and credit score? Learn more about the facts of divorce and credit.