Get personalized credit offers, insurance quotes and personal loan rates with a Free Equifax Core Credit account!

Get personalized credit offers, insurance quotes and personal loan rates with a Free Equifax Core Credit account! From credit card offers to insurance quotes and more!

Learn more about credit scores. Whether you're getting started or getting back on track, Equifax can help you better understand your credit score.

To learn how to read your Equifax Credit Report and other credit report facts, visit our Equifax Knowledge Center.

If you believe your Equifax credit report is incomplete or inaccurate you can file a dispute. Learn how to dispute your Equifax credit report.

Credit reports and credit scores are related, but not the same. Find out the differences between them.

Two types of credit accounts to know are installment credit and revolving credit. Find out what installment and revolving credit accounts are.

There are credit cards for those with bad credit. See where you can get credit cards with bad credit and how to apply for one.

Do you know the difference between your credit score & credit report? Learn more about your Equifax credit score and how it's different from your credit report today.

Did you know having “good” credit is about more than paying on time? Having the right credit mix – or credit diversity – is just as important. Learn how.

Credit reports are a roadmap of your credit journey. It's important to know how your credit information goes from your lenders to the credit bureaus.

Requesting a copy of your credit reports or checking your credit scores will not hurt credit scores and is a great way to track your financial wellness.

Each lender and creditor has its own criteria for deciding whether to extend you credit. Learn more.

If your credit limit has been lowered, your credit scores and credit utilization rate may also be affected. Learn more about what a lowered credit limit might mean for your credit scores here.

What is a credit report, what does it contain and how is it used? Learn the basics about credit reports.

What is a credit score? Equifax helps define credit scores and how they may be used.

Is your credit history accurate? Checking your Equifax credit report regularly helps you ensure your financial history is telling the right story.

Many young adults have no credit history. Learn the ways you can build your credit history to be approved for a loan, credit card, or even an apartment.

A mixed credit file occurs when information belonging to more than one person is unintentionally combined in a credit bureau's database.

Understanding credit can be complicated, but it doesn’t have to be. Find out how your financial decisions can impact your credit report and credit score.

If you believe your Equifax credit report is incomplete or inaccurate you can file a dispute. Learn how to dispute your Equifax credit report.

A credit report can help when buying a house or car. Learn more about when, why and how you should get a free credit report.

Military members aren’t exempt from identity theft. Get free active duty military credit monitoring from Equifax.

Read why the three national credit bureaus have decided to remove paid medical collection bills from their consumer credit reports effective in July 2022.

Looking to close a credit card but wondering how this may affect credit scores? Find out how closing a credit card may impact credit scores.

There are many different credit scoring models or ways of calculating credit scores. Learn more here.

The Equifax credit score is an educational credit score designed to give you an idea of where your credit stands. Learn more about Equifax credit score ranges.

Creditors are not legally obliged to report at all. It's a voluntary practice, so it's up to them to decide when and how often they do it.

See why you should check your credit reports and credit scores. Learn the benefits of checking your credit report, how often to check and more!

What affects credit scores? Learn about the factors that are used to calculate credit scores.

Credit report errors can happen when errors are made by a lender or creditor reporting to a nationwide credit bureau.

A credit score is a three-digit number that shows your credit risk. The better your score, the more likely you are to qualify for loans and credit offers.

Student credit cards help students with little to no credit history begin to build credit. Learn where to find the best credit cards for students.

Want to know how to build credit? There are many ways, but it's important to develop good financial habits.

Fluctuation in credit scores is normal. Find out some reasons why your credit scores may change.

How does credit reporting work, and what do credit bureaus do? Learn the basics here.

What is credit monitoring? Learn more about what credit monitoring is and how credit monitoring services can alert you to activity on your credit report.

Virtual credit cards provide an extra layer of security when shopping online. Learn more about the benefits of digital credit cards.

The average credit score in the US is 705, but this score varies in each state. Compare your credit score with your state’s average score.

When your credit scores decline, it can be unsettling. Learn some of the potential reasons why your credit score may drop.

There are things you can do to increase your credit score. Learn about credit score basics and positive credit practices.

There may be differences in your credit reports from the three nationwide credit bureaus. Equifax explains why that could happen.

Learn what qualifies as an excellent credit score at Equifax. Excellent credit scores are held by low-risk borrowers that can access better loans and other benefits.

It may be hard to prevent errors on credit reports, but here are some tips to help ensure the information on your credit reports is accurate.

Credit cards can be reliable tools for building a credit history or improving your credit scores if you follow these helpful tips.

Credit card balance transfers can help credit card users manage their debt. Learn how a credit card balance transfer works, what to know, and more!

Learn more about the three major credit bureaus or credit reporting agencies, what pieces of your personal information they collect, and how they use it.

Credit is a big part of you being able to live your financial best. It’s important to know how it’s used in day-to-day life and what could impact it.

Find out what information goes into a credit report & the important information you should review.

Learn about the different types of credit card fraud, including card cloning and skimming. Know how you can better protect yourself and your finances.

There's more than one credit scoring model available and more than one range of scores. However, most credit score are similar in scope.

People often use a secured credit card to build credit. Learn how to get a secured card, their pros, cons and more.

Here's everything to know about credit limit increases, how a credit limit increase affects your credit score, and how long it takes.

The nationwide credit reporting agencies are changing how they report on medical bill collections. Learn more about the changes coming to credit reports.

Credit scores are one of many factors used by lenders when determining your likelihood of paying back a loan. Learn how lenders use credit scores.

Read about 5 common credit score misconceptions at Equifax! Understanding your credit score is crucial from applying for credit cards to credit checks and more!

If you have not used your credit card in a long time, your account may be closed. If this happens, it could end up affecting your credit scores.

Checking your credit score is a soft inquiry and will not affect your credit score. Equifax helps you learn more about credit scores and what affects them.

Learn what a balance transfer on a credit card is, the different types of balance transfers and more helpful tips.

If you’re looking to build or improve your credit, a credit builder loan could be an option for you. Learn about credit builder loans and how they work.