Search Results
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Knowledge Center Article
Find out what a good first-time home buyer credit score is at Equifax! Learn the minimum credit score first-time home buyers should aim for and more!
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FAQ Answer
Only certain third parties are allowed to access your Equifax credit report if they have "permissible purpose." Read more about permissible purpose and who may have it.
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Knowledge Center Article
Pre-approved credit cards are offered by credit card companies to qualifying consumers. Learn more about pre-approved credit cards.
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Knowledge Center Article
An authorized user on a credit card uses their own card linked to someone else’s account. An authorized user credit card can help build credit!
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Knowledge Center Article
Does a divorce affect your credit score? Learn how to rebuild your credit after divorce with a plan of action to get back on track.
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Knowledge Center Article
Pre-screened credit card offers come in the mail. What are their benefits, and how can you opt out? Learn their pros and cons.
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Knowledge Center Video
Making a late credit card payment? Paying after a deadline may have consequences. Learn when those payments show up on credit reports and what it means.
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Knowledge Center Article
What is a collection account, and how can it negatively impact your credit scores and credit reports? Equifax breaks down the basics.
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Knowledge Center Article
Want to know how to rebuild credit after a foreclosure or eviction? See how long evictions stay on record, how foreclosure affects credit and more.
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Knowledge Center Article
It's important to safeguard your financial future and request your credit report from prison to protect against fraud and theft.
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Knowledge Center Article
Find out the average credit score by age and learn what affects your credit.
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Knowledge Center Article
How can having a good credit card potentially benefit you? Learn more about the pros of having a high credit score.
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Knowledge Center Article
Is it better to get a credit limit increase or open a new credit account? Read about the pros and cons and when to opt for a new card or limit increase.
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Knowledge Center Video
Evictions are a challenge that many people face, but how does an eviction affect credit scores? See how long evictions stay on your credit report.
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Knowledge Center Article
Have you been wondering how many credit cards you should have? Learn more about multiple credit cards and whether that can affect your credit, click here!
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Knowledge Center Article
Learn the most common reasons why people have credit card debt, how to pay off credit card balances fast, and expert tips on how to avoid credit card debt!
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Knowledge Center Article
Your credit reports help lenders measure your level of credit risk. It's important to know what a credit report is and what you expect to find on one.
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Knowledge Center Article
Credit card fraud can cost you time and money, drive up your debt and send your credit scores plummeting, but there are ways to protect yourself.
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Knowledge Center Article
Your job history can affect your credit history. Learn more about your job and credit score here.
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Knowledge Center Article
During financial difficulties, credit cards can be helpful tools. Check out how to effectively manage your credit card debt during financial crises.
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Knowledge Center Article
When buying a new home, you should know what the ideal credit score to buy a house is. Learn how your credit affects the home buying process.
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FAQ Answer
Did you receive a credit report alert from one credit bureau, but not all three nationwide credit bureaus? Learn how that may have happened.
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FAQ Answer
There are several different ways you can get a free Equifax credit report. Learn more here.
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Knowledge Center Article
The Consumer Financial Protection Bureau (CFPB) established a rule to help survivors of human trafficking and requires credit reporting agencies to have a method for survivors to submit documentation that identifies any negative information that resulted from human trafficking.
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Knowledge Center Article
Your credit scores can change for several reasons. Check your credit reports often to see changes to your credit scores.
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Knowledge Center Article
Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit.
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FAQ Answer
If you believe information on your Equifax credit report is inaccurate or incomplete, you can contact your creditor or file a dispute with Equifax.
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Knowledge Center Article
Learn more about credit myths & credit facts about your credit report, score, history & more with our true or false credit quiz.
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FAQ Answer
Learn more about the different types of information you may find on your Equifax credit report.
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FAQ Answer
If you don't recognize an inquiry on your credit reports, learn what steps you can take.
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FAQ Answer
Certain parties can still access your Equifax credit report if you have a security freeze or a credit report lock. Read more here.
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Knowledge Center Article
Credit scores change when the information in your credit reports change. It's important to review your credit reports and credit scores often.
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Knowledge Center Article
Want to learn more about how the VantageScore 3.0 model is used and calculated to create a credit score by credit bureaus? Click here to learn more!
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Knowledge Center Article
You can raise your credit score quickly by following a few simple steps. Learn about what factors can raise your credit score, what to expect and more.
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Knowledge Center Article
Depending on your financial situation, opening up a new credit card could impact your credit score. Learn how new cards impact your credit history.
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FAQ Answer
If you believe information on your credit reports is inaccurate or incomplete, you can file a dispute by mail.
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Knowledge Center Article
Some credit scores were affected by a calculation issue – the technology has been fixed and information in consumer credit reports was not changed. Equifax has put additional controls and monitoring in place that will help detect and prevent a similar issue in the future.
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Knowledge Center Article
While there are behaviors that can hurt your credit scores, these 7 aren't on that list. Learn more from this guide by Equifax.
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Knowledge Center Article
Your credit scores may appear different for lenders versus when you look at your credit report. Learn more about the different factors that may affect your credit scores here.
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Knowledge Center Article
Asking for a credit limit increase can positively impact your credit. Learn about credit line increases, what to expect when asking for one and more!