How can I get a free Equifax credit report?

There are several ways you can get free credit reports.


  • Visit to get a free copy of your credit reports every 12 months from each of the three nationwide credit bureaus (Equifax, Experian and TransUnion)
  • Create a myEquifax account to get six free Equifax credit reports each year
  • From your myEquifax account, you can also click "Get my free credit score" to enroll in Equifax Core Credit™ and get a free monthly Equifax credit report and a free monthly VantageScore credit score based on Equifax data. A VantageScore is one of many types of credit scores.

For, you can also order credit reports by phone or mail:

  • Phone: Call (877) 322-8228. You will go through an identity verification process over the phone, and your Equifax credit report will be mailed to you within 15 days.
  • Mail: Download the annual credit report request form (requires an Adobe viewer). Print and complete the form, and mail the completed form to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Your Equifax credit report will be mailed to you within 15 days.

The Consumer Financial Protection Bureau's website has additional information on free credit reports

Still have questions?