Search Results
-
FAQ Answer
Credit monitoring and financial alerts keep you updated on key changes to your credit reports and financial accounts. Learn whether they impact credit scores.
-
FAQ Answer
Learn what you can do if you're a veteran and a medical debt being paid by the Department of Veterans Affairs shows up on your Equifax credit report
-
Knowledge Center Article
Have you recently lost your credit card? Learn about the 4 things you should do when you have lost your credit card to protect yourself from fraud.
-
FAQ Answer
Learn why you need to enter a credit card number when you sign up for a free trial of an Equifax product.
-
Knowledge Center Video
What are credit score ranges? Learn about the credit score ranges with this breakdown of excellent, very good, good, fair, and poor credit scores.
-
Knowledge Center Video
Your credit report details your credit history. But sometimes your credit report may have an error. If that happens, you need to file a dispute.
-
Knowledge Center Video
Your credit report helps you understand your financial health. Watch this video to learn what a credit report is and what is in a credit report and much more.
-
Knowledge Center Article
Loan forbearance can be a great relief during times of struggle and need, but as with any agreement, it is important to understand what it entails.
-
FAQ Answer
A credit report lock and a security freeze both prevent access to your Equifax credit report to open new credit accounts, but they aren't the same thing.
-
Knowledge Center Video
Being an authorized user can help you build credit if the account holder maintains positive credit habits. Learn more about how an authorized user works.
-
Knowledge Center Article
Make sure you’re taking the right steps to manage your loved one’s credit accounts and learn what happens to credit & debt after death. Read more here.
-
Knowledge Center Article
Ending a marriage and attempting to separate finances can impact your credit. Find out how getting a divorce can change your credit and how to help navigate that here.
-
FAQ Answer
There are two ways you can lock your Equifax credit report. Learn more about both here.
-
Knowledge Center Video
Learn more about ways you can minimize the impact to your credit scores from financial challenges.
-
FAQ Answer
If you're applying for credit, you'll need to unlock your Equifax credit report to allow lenders and creditors access. Read more here.
-
Knowledge Center Article
Learn the requirements and benefits of qualifying for first-time home buyer tax credits with this guide from Equifax. See if you qualify for these tax credits.
-
Knowledge Center Article
Student loans may be a necessary part of your financial journey. Let's discuss how they work and their possible impact on your credit.
-
Knowledge Center Article
Explore popular tax credits and deductions available to help you save money during tax season in 2024. Learn the difference between deductions and credits.
-
Knowledge Center Video
Knowing what's on your credit reports is important whether you’re just starting to build credit or you’re planning a big purchase.
-
Knowledge Center Video
Learn 5 ways to raise your credit score. From paying bills on time to maintaining a good ratio of available credit, discover what matters.
-
Knowledge Center Video
Will checking your credit score hurt it? What is a soft inquiry? Equifax helps you learn more about credit scores and what affects them.
-
Knowledge Center Article
It’s important to teach your kids good money habits, like how to save & use credit responsibly. Find ways to talk to your kids about good credit habits.
-
Knowledge Center Video
Credit scores change when the lenders update your information in your credit reports. It's important to review your credit reports and credit scores often.
-
Knowledge Center Video
Find out why lenders may deny you credit and steps you can take if you are denied.
-
Knowledge Center Video
Refinancing can be a great way to change the terms of your loan. Applying for loan refinancing can affect your credit, so be sure to do your research.
-
Knowledge Center Article
Filing for bankruptcy can have a long-term impact on your credit score. Find out what steps you can take to rebuild your credit after a bankruptcy.
-
Knowledge Center Article
“Credit repair” companies may not be legitimate. You may wind up losing time and money, and it may even have legal consequences.
-
FAQ Answer
If you no longer want to receive pre-screened offers of credit or insurance in the mail, Equifax tells you how you can opt out.
-
Knowledge Center Article
The Fair Credit Reporting Act (FCRA) can impact loans. Learn about FCRA requirements, fair credit reporting act violations and how the act impacts loans.
-
Knowledge Center Article
Car leases are a popular option for new car buyers. It's important to know how a car lease can affect your credit score now and in the future.
-
Knowledge Center Video
When lenders check your credit, it results in a hard inquiry. Hard inquiries do affect your credit scores, but that does not have to be a bad thing.
-
Knowledge Center Video
A lot of things influence your credit scores, like your payment history and the amount you owe. Be sure to pay attention to your credit scores.
-
Knowledge Center Video
When you find inaccurate information on your credit reports, you need to file a dispute. Watch this video to learn all about credit report disputes.
-
Knowledge Center Article
Does marriage affect your credit? Learn the facts about how getting married impacts your credit scores and reports.
-
Knowledge Center Article
Is it possible to get a loan if your credit scores aren't where you'd like them to be? Equifax explains.
-
Knowledge Center Video
Should you have one credit card or multiple? Learn more about credit cards and how they can affect your credit score.
-
Knowledge Center Video
Want to know what hurts your credit score? Learn the 4 common things that hurt your credit score, from hard inquiries to late payments to debt-to-credit ratios.
-
Knowledge Center Video
Learn more about freezing your child's Equifax credit report. Help better protect your minor from child identity theft by taking these steps.
-
Knowledge Center Article
Learn more about navigating personal loan options and favorable terms.
-
Knowledge Center Article
It's important to know all the facts about how student loans can affect credit history and credit scores.
-
Knowledge Center Video
Can “buy now pay later” affect your credit? Learn more about Klarna, Afterpay, and short term financing and its impact on credit.
-
FAQ Answer
Can you have both a lock and a security freeze on your Equifax credit report? Find out here.
-
Knowledge Center Video
Learn more about the data on your consumer credit reports, such as where it comes from, where it goes, and how it is used in credit scores.
-
Knowledge Center Video
Found something incomplete or inaccurate on your credit report? Learn more about the dispute process.
-
Knowledge Center Video
Learn how long different types of information such as late payments and collections take to fall off of your Equifax Credit Report.
-
Knowledge Center Article
These credit mistakes may not seem serious, but they can quickly turn into costly errors. This Equifax guide explains.
-
Knowledge Center Video
If information on your credit report is incorrect or incomplete, you may need to file a credit report dispute with Equifax. Here is what to expect.
-
Knowledge Center Video
Ever wonder if debit cards or your income or credit applications affect your score? Make sure you know the five things that don't hurt your credit score.
-
FAQ Answer
Can information including new credit accounts be added to your Equifax credit report if it's locked? Read more.
-
FAQ Answer
Learn how to log in to your Equifax product to view your Equifax credit report.
-
Knowledge Center Article
Learn the differences between fraud alerts, security freezes and credit report locks and how they can help better protect your personal information.
-
FAQ Answer
Keep your credit card information updated and avoid interruption in your Equifax product by following these steps.
-
Knowledge Center Video
Watch this video to find out how often you need to review your credit report and why reviewing your credit reports is important.
-
Knowledge Center Article
Know how to read a credit card statement? Learn about credit card statements, credit card closing dates, how long to keep credit card statements and more!
-
FAQ Answer
A fraud alert, a security freeze and a credit report lock all help you better protect your personal information, but they do so in different ways.
-
FAQ Answer
If you believe information on your Equifax credit report is inaccurate or incomplete, learn about the credit report dispute process and how it works.
-
Knowledge Center Video
Your Equifax credit report is full of useful information about your Equifax credit score. Watch this video to learn more about your Equifax credit report.
-
FAQ Answer
You can request a security freeze on the Equifax credit report of an incapacitated adult or a minor under the age of 16. Download the forms here.
-
FAQ Answer
If you don't agree with the findings of an Equifax credit dispute investigation, there are steps you can take. Learn more about your options.
-
Knowledge Center Article
When facing a major expense, borrowers may turn to either a home equity loan or a home equity line of credit (HELOC). What is the difference?