Search Results
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Knowledge Center Video
Will checking your credit score hurt it? What is a soft inquiry? Equifax helps you learn more about credit scores and what affects them.
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Knowledge Center Article
It’s important to teach your kids good money habits, like how to save & use credit responsibly. Find ways to talk to your kids about good credit habits.
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Knowledge Center Video
Credit scores change when the lenders update your information in your credit reports. It's important to review your credit reports and credit scores often.
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Knowledge Center Video
Find out why lenders may deny you credit and steps you can take if you are denied.
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Knowledge Center Video
Refinancing can be a great way to change the terms of your loan. Applying for loan refinancing can affect your credit, so be sure to do your research.
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Knowledge Center Article
Filing for bankruptcy can have a long-term impact on your credit score. Find out what steps you can take to rebuild your credit after a bankruptcy.
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Knowledge Center Article
“Credit repair” companies may not be legitimate. You may wind up losing time and money, and it may even have legal consequences.
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FAQ Answer
If you no longer want to receive pre-screened offers of credit or insurance in the mail, Equifax tells you how you can opt out.
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Knowledge Center Article
The Fair Credit Reporting Act (FCRA) can impact loans. Learn about FCRA requirements, fair credit reporting act violations and how the act impacts loans.
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Knowledge Center Article
Car leases are a popular option for new car buyers. It's important to know how a car lease can affect your credit score now and in the future.
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Knowledge Center Video
When lenders check your credit, it results in a hard inquiry. Hard inquiries do affect your credit scores, but that does not have to be a bad thing.
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Knowledge Center Video
A lot of things influence your credit scores, like your payment history and the amount you owe. Be sure to pay attention to your credit scores.
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Knowledge Center Video
When you find inaccurate information on your credit reports, you need to file a dispute. Watch this video to learn all about credit report disputes.
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Knowledge Center Article
Does marriage affect your credit? Learn the facts about how getting married impacts your credit scores and reports.
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Knowledge Center Article
Is it possible to get a loan if your credit scores aren't where you'd like them to be? Equifax explains.
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Knowledge Center Video
Should you have one credit card or multiple? Learn more about credit cards and how they can affect your credit score.
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Knowledge Center Video
Want to know what hurts your credit score? Learn the 4 common things that hurt your credit score, from hard inquiries to late payments to debt-to-credit ratios.
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Knowledge Center Video
Learn more about freezing your child's Equifax credit report. Help better protect your minor from child identity theft by taking these steps.
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Knowledge Center Article
Learn more about navigating personal loan options and favorable terms.
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Knowledge Center Article
It's important to know all the facts about how student loans can affect credit history and credit scores.
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Knowledge Center Video
Can “buy now pay later” affect your credit? Learn more about Klarna, Afterpay, and short term financing and its impact on credit.
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FAQ Answer
Can you have both a lock and a security freeze on your Equifax credit report? Find out here.
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Knowledge Center Video
Learn more about the data on your consumer credit reports, such as where it comes from, where it goes, and how it is used in credit scores.
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Knowledge Center Video
Found something incomplete or inaccurate on your credit report? Learn more about the dispute process.
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Knowledge Center Video
Learn how long different types of information such as late payments and collections take to fall off of your Equifax Credit Report.
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Knowledge Center Article
These credit mistakes may not seem serious, but they can quickly turn into costly errors. This Equifax guide explains.
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Knowledge Center Video
If information on your credit report is incorrect or incomplete, you may need to file a credit report dispute with Equifax. Here is what to expect.
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Knowledge Center Video
Ever wonder if debit cards or your income or credit applications affect your score? Make sure you know the five things that don't hurt your credit score.
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FAQ Answer
Can information including new credit accounts be added to your Equifax credit report if it's locked? Read more.
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FAQ Answer
Learn how to log in to your Equifax product to view your Equifax credit report.
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Knowledge Center Article
Learn the differences between fraud alerts, security freezes and credit report locks and how they can help better protect your personal information.
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FAQ Answer
Keep your credit card information updated and avoid interruption in your Equifax product by following these steps.
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Knowledge Center Video
Watch this video to find out how often you need to review your credit report and why reviewing your credit reports is important.
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Knowledge Center Article
Know how to read a credit card statement? Learn about credit card statements, credit card closing dates, how long to keep credit card statements and more!
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FAQ Answer
A fraud alert, a security freeze and a credit report lock all help you better protect your personal information, but they do so in different ways.
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FAQ Answer
If you believe information on your Equifax credit report is inaccurate or incomplete, learn about the credit report dispute process and how it works.
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Knowledge Center Video
Your Equifax credit report is full of useful information about your Equifax credit score. Watch this video to learn more about your Equifax credit report.
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FAQ Answer
You can request a security freeze on the Equifax credit report of an incapacitated adult or a minor under the age of 16. Download the forms here.
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FAQ Answer
If you don't agree with the findings of an Equifax credit dispute investigation, there are steps you can take. Learn more about your options.
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Knowledge Center Article
When facing a major expense, borrowers may turn to either a home equity loan or a home equity line of credit (HELOC). What is the difference?