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What Happens To Your Inactive Credit Cards?

Reading Time: 2 minute
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In this article

Highlights:

  • Speak to the credit card lender to learn about when they may close your inactive credit card.
  • Credit card companies are not required to notify you if they are closing the account.
  • A closed credit card account changes your debt to credit utilization ratio. This is the amount of revolving credit you're using divided by the total revolving credit available to you.
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