Why are the credit bureaus removing paid medical collections debt from credit reports?

These changes are another step the credit bureaus are taking to help people focus on their financial and personal wellbeing, since medical collections debt often arises from unexpected medical emergencies. “Paid medical collection debt” is debt that went to collections and has since been marked by the collections agency as paid in full. This paid debt will not appear on your credit reports, effective July 1, 2022.