Yes, you can add a free Consumer Statement of up to 475 characters to your Equifax credit report to express disagreement with the outcome of a dispute, explain negative information on your credit ﬁle, or describe circumstances that led to missed or late payments, for instance. Your Consumer Statement will become part of your Equifax credit report, and will be provided to anyone that accesses your Equifax credit report.
You can add, edit or delete a Consumer Statement on your Equifax credit report at any time. When the Consumer Statement is removed, it will not be provided with your Equifax Credit report.
You can add, edit or delete a Consumer Statement on your Equifax credit report at any time, and remove it at any time by calling us at (866) 349-5191 or mailing a written request to the following address:
Equifax Information Services LLC
PO Box 740256
Atlanta, GA 30374-0256
When the Consumer Statement is removed from your Equifax credit report it will no longer be seen by lenders or creditors.
If you have any questions about placing a Consumer Statement, or the content of a Consumer Statement, you may call an Equifax Customer Service Agent at (866) 349-5191. Agents are available from 9 a.m. to 9 p.m ET, Monday - Friday, and 9 a.m. to 6 p.m. ET Saturday and Sunday.