Credit Reports

What Information is in a Credit Report?

Highlights
In this article

Find out what information goes into a credit report & the important information you should review. [Duration- 2:22]

What you will learn: 

  • A credit report is a summary of your financial history
  • It contains information such as mortgages you may have, student loans, and credit cards that may be in your name
  • Lenders use this information to make certain decisions about you
  • You can get a free copy of your credit report once a year from each of the nationwide consumer credit reporting agencies
  • Make sure to check your credit report regularly
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