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What is a Credit Report and What is On It?

Reading Time: 2 minutes
Highlights
In this article

Learn what is on an Equifax® credit report, how that information impacts your credit scores and how it’s used in lending decisions. [Duration - 2:16]

Highlights:

  • Lenders use your credit reports to help decide whether to offer you credit.
  • The information on your credit reports is also used to calculate your credit scores.
  • You can find information about your credit accounts and inquiries. Bankruptcy and unpaid child support or alimony are on your credit reports.
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