Video

What is a Credit Report?

Reading Time: 4 minutes
A woman with long brown hair sits, hands in lap. The text
Highlights
In this article

Highlights:

  • A credit report is a summary of your credit history, payment history and credit limit.
  • You have more than one credit report. Equifax®, TransUnion® and Experian® each have their own credit report. They receive information from your lenders and creditors.
  • Your credit report helps lenders decide if they will lend you credit and at what terms.
  • Equifax, TransUnion and Experian use your credit report to calculate your credit scores.
Get a one-stop credit monitoring and identity theft protection product today!

Don't wait another day to build your credit confidence. With Equifax Complete™ Premier, know where you stand with access to your 3-bureau credit report.

LEARN MORE

Related Content

A female business professional is standing and smiling. She is wearing a medium blue jean jacket and purple blouse with her hands together.
5 Healthy Financial Habits for the Year Ahead
Reading Time: 3 minutes
A woman with dark hair and a black suit, with hands clasped, stands next to text that reads: “Ways to Cut Down on Debt”.
Ways to Cut Down Debt
Reading Time: 3 minutes
A dark haired woman, wearing a jean jacket and black blouse, stands next to the text, “Should I have multiple credit cards?”.
Should I Have Multiple Credit Cards?
Reading Time: 3 minutes
A professional woman with long black hair stands in front of a white background next to the text, “5 Money management tips”.
5 Money Management & Budgeting Tips
Reading Time: 4 minutes
View More