Additional Free Credit Reports

You may be able to receive additional copies of your Equifax credit report in certain circumstances, such as after placing a fraud alert, becoming unemployed, receiving public assistance, or being denied credit or insurance in the past 60 days.

How do I qualify for an additional free credit report?
  • You're unemployed and intend to apply for employment within 60 days.
  • You're receiving public welfare assistance.
  • You believe your credit report contains inaccurate information due to fraud.
  • You've been denied credit or insurance within the past 60 days.
  • You've placed a fraud alert on your credit reports.
  • Your state offers a free or reduced-price credit report.
How it works
Find out why lenders may deny you credit and steps you can take if you are denied

What To Do If You've Been Denied Credit

Find out why lenders may deny you credit and steps you can take if you are denied.
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We define some words you may see on your credit reports

What Does That Mean?
A Guide To Equifax Credit Report Terminology

When reviewing your Equifax credit report, you might not know what some terms mean. We define some words you may see on your credit reports.
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Follow our checklist to learn what to look for on your Equifax credit report

Reviewing Your Equifax Credit Report: A Checklist

Regularly reviewing your credit reports is a great way to ensure the personal and account information listed is accurate and complete. Follow our checklist to learn what to look for on your Equifax credit report.
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