Utilizing the power of the commercial credit database from Equifax, businesses can more accurately predict delinquencies through in-depth modeling. This is achieved by leveraging a wealth of data, including information from the Commercial Financial Network from Equifax, which provides a comprehensive view of commercial payment performance and business identity.

These predictive models incorporate crucial trended data and public records, as well as firmographic and other non-financial information. This robust combination of data assets enables a holistic assessment of risk, leading to more informed and reliable predictions of future delinquencies.

This is all possible by leveraging our NeuroDecision® technology, explainable AI and alternative data to score more applications and predict default with greater accuracy. Industry–specific models and advanced analytics set Equifax apart–helping you grow safely, even with limited credit histories.