Business Needs

Grow and Manage Small Business Accounts

Evaluate risk, verify the legitimacy of businesses, and uncover growth opportunities with Equifax commercial data and solutions.

Unlock the Data You Need to Grow Your Small Business Clients

Small businesses drive local economies with over 5 million new applications annually, presenting growth potential for lenders and service providers. Yet, SMBs often lack deep credit histories, creating challenges in targeting, risk evaluation, fraud prevention, and compliance. To capitalize on these opportunities, businesses need accurate data, advanced analytics, and automation to streamline onboarding and drive portfolio growth safely.

Solve Small Business Risk and Growth Challenges With Us

Address acquisition, fraud, compliance, and risk hurdles with data-driven insights and predictive analytics.

Target and Acquire the Right Prospects

Acquiring small business customers is competitive, and without real-time insights into SMBs companies risk missing high-value opportunities and wasting valuable time. Identify and engage prospects at the right time to drive portfolio growth.
Access real-time SMB firmographics, revenue, and growth data to quickly identify and acquire new small business customers.
Link your consumer accounts to business owners and identify new sales opportunities
Access accurate and reliable B2B marketing data in near real-time.

Increase Scoring and Approve More Small Business Accounts

Traditional credit models often fail to capture the nuances of small businesses with limited credit histories, resulting in missed approvals and slower decisioning. Lenders and service providers need a scoring approach that increases accuracy and allows confident approval of more qualified SMB applicants.
Predict SMB delinquency risk more accurately with AI-driven scoring models built from multiple data sources and 12 industry-specific scorecards.
Help spot immediate and future risk with the Equifax Business Credit Report

Reduce Potential Fraud and Maintain Compliance

Compliance requirements and minimizing potential fraud adds complexity to onboarding. Integrating the right tools can reduce manual checks, ensure you maintain consistent KYB standards and help protect against fraudulent entities posing as legitimate businesses.
Verify small business legitimacy and ownership instantly to reduce fraud exposure and ensure KYB compliance in onboarding workflows.
Establish the legitimacy of a business by confirming their EIN status with the IRS
Get a view into creditworthiness of business owners and principal guarantors

Drive Measurable ROI with Small Business Insights

Understand market trends, identify growth opportunities, and optimize strategies to boost profitability and achieve your financial goals by making data-driven decisions based on small business insights.
Accurate Data
Fresh SMB firmographics improve targeting by 25%.
Fraud Prevention
Reduce fraud losses by verifying SMB legitimacy.
Growth Potential
Identify SMBs ready for expansion and engagement.

Why Businesses Trust Us In The Small Business Marketplace

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Increase the number of approved small business applications by as much as 20%.

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60 months of merchant data improves SMB scoring accuracy.

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Automated risk workflows cut onboarding time by up to 30%.

Why Businesses Trust Us for SMB Growth

Customers choose us to help them grow their small business portfolios because we deliver trusted, accurate data for confident decision-making. We pair these insights with industry-leading security and modern technology to ensure compliance and protect sensitive information. Most importantly, we make it easy to do business with us, offering flexible integration and intuitive support that lets our customers focus on profitable growth, not complexity.
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Power Your SMB Growth

Unlock key insights with our Small Business Lending and Jobs Indices. Understand vital economic shifts, identify trends, and make informed decisions to drive your small business strategy forward.
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Powering Commercial Growth

Unlock your commercial business potential with Equifax data and insights. Make smarter credit decisions, manage risk, and identify new opportunities to drive sustainable growth.

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