Business Needs

Analyze Market Potential

Assess markets by financial potential, find opportunity, and grow your business. Rely on our market-level data-driven insights on consumer assets, credit, and small business lending to understand trends, assess market performance, and inform regional strategies.

Leverage Market-based Financial Insights to Inform Strategies

Without accurate insights, making confident decisions about which markets hold the most (or least) opportunity can be difficult. Use our market-level, data-driven insights about consumer assets and credit, and small business lending to understand trends and assess market performance. To inform your strategies, rely on our measured data to identify growing areas for new credit, find regions with rising numbers of affluent households, or pinpoint geographies with new small business lending opportunities. 

Find High-Growth Markets

Find markets with growing credit, assets, and small business activity. Spot under-represented segments across markets.

Identify Markets with Growth Opportunities

Leverage our proprietary IXI Network insights at the market level to recognize regions with changing demand and optimize branch locations. Determine your share of assets and outstanding credit and household penetration in your target markets while discovering product preferences to inform advertising and promotions.
Size markets and penetration to find growing markets for investments and deposits (data or app). For IXI Network members.
Calculate size, growth, and share for brokerage products by any geographic area - for IXI Network members.
Evaluate market size and share of outstanding credit by category and geography and find new credit opportunities.

Track Credit Activity by Region

Understand credit activity across consumer and product segments for target geographies and benchmark to peers. With insights on originations, balances, delinquencies, and more you can find hot regions or areas with increased risk. By understanding market and economic changes, you can react quickly and adjust strategies.
Assess geographic-level credit originations, outstanding debt, delinquencies, write-offs, and more.
Use this online app to stay on top of macro lending trends for new and existing loans at a geographic level.
Gain granular insights and forecasts of credit performance, volume, and quality from Equifax and Moody’s Analytics.

Assess Small Business Activity by Region

Use our small business commercial data to evaluate current small business lending activity across the U.S. By accessing early signals of future economic changes you can inform credit oversight policies based on new small business loan data. Plus, gain early insight on market stress with data on small business delinquencies and defaults. 
Gain early signals of economic shifts by tracking new small business loans, delinquencies, and defaults by region.

Track Trends Across Markets

Our market-level data can help you find regions with growth opportunities across consumer credit, assets, or small business lending. Tailor advertising and regional promotions. Assess branch locations and performance. Plus find markets that warrant increased investment to ensure you capture your fair share of new opportunities. 
Track credit growth
Identify regions with growing originations across lending products - card, auto, mortgage, student loan, and more.
Spot asset growth
Find geographies with growing assets, investments, and deposits to inform branch planning and regional promotions.
Assess small business lending growth
Differentiate markets with significant new small business lending activity to help prioritize future investments.

Easily Track Loan Data

Use our Credit Trends data to track auto loan origination volumes and balances, as well as data for auto leases, credit cards, first mortgage, HELOC, consumer finance loans, student loans, and more. This chart shows auto origination loan amounts through April 2025 for subprime accounts defined as those with borrower’s origination VantageScore® 3.0 credit score less than 620.

Find Market-Growth Opportunities

Rely on Equifax to help you assess market-based financial insights and find geographies that offer growth opportunities. Whether you are seeking to identify growing markets for new credit, find regions with rising numbers of affluent households, or pinpoint geographies with new small business lending opportunities, we can help. Plus we can show you growth metrics by lending and asset product categories within your target markets so you can tailor regional promotions and advertising to meet demand. 

We offer unrivalled market-based data to support analytics. Our credit data is based on credit activity for over 245 million consumers. Our asset data is based on a foundation of measured assets representing nearly 45% of all U.S. assets collected from our network of financial services firms. Our Small Business Indices are made up of lending data on millions of small businesses, with over 400,000 new small businesses added every month. Our market-based solutions can be used for non-FCRA applications.

Credit Trends

Track Consumer and Small Business Credit

Access monthly reports on consumer and small business credit — from behavioral and performance data to national trends, market conditions, business risk, and more.

Redefine Branch Goals

Discover how a leading bank used market-level asset estimates to recognize fast growing markets and measure branch performance.

Explore Wealth Trends

Discover changes in U.S. household wealth. Learn statistics for Mass Market, Mass Affluent, and Affluent households and find geographies with growing assets and deposits.

Assess Market Coverage

Learn how financial institutions can use market-level asset insights to redefine branch strategies and assess market penetration after mergers and acquisitions.

Equifax Small Business Indices

Hear how our Small Business Indices can help lenders and businesses track changes in the small business marketplace by providing insights into both lending and delinquencies. Discover how to use the indices to spot regions with growing small business lending activity.

 

Related Resources

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Discover Industry Trends

Learn industry trends and gain insight on credit activity, small business lending, marketing, alternative data, and more. Sign up for monthly Market Pulse webinars to hear the latest from our experts.

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