Product

Business Risk Scores

Gain clarity and control with Equifax Business Risk Scores. Predict delinquencies, assess business stability, and make data-driven credit decisions that protect your revenue.
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Best Predictive Insights from Comprehensive Business Risk Score Data

Equifax combines commercial and consumer data, proprietary analytics, and decades of credit expertise to deliver unmatched visibility into business stability. From payment delinquency to collections, we help you better understand your business customers.

Our risk scores provide more predictive power, built on data assets that go back decades, allowing greater confidence in your decisions. 

These scores feature:

  • Double the number of attributes used in other scores in the market
  • Scorecards tailored for different size businesses
  • New scoring criteria
  • Consumer data
Predict Risk More Accurately
Assess financial health more accurately to make better business decisions with enhanced risk prediction.
Leverage Alternative Data
Gain a complete business view with differentiated data assets, unlocking hidden insights.
Understand Future Behavior
Our business risk scores use extensive historical data to predict future behavior based on past insights.
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Cut losses by 37.7% without impacting originations, surpassing typical credit scores.

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Increase approvals by 17.7% and grow your portfolio without increasing defaults.

Know the Risk Before Extending Credit

Now you can turn data into decisions. With our Business Risk Score, you gain the insights to protect revenue, reduce exposure, and confidently grow your business relationships.

Transform Business Risk Decisioning

Lennox partnered with us to transform credit and collections. They needed a consistent process for customer review, approval, and debt recovery. Our world-class credit management solution delivered this, enabling them to confidently manage credit and collections with dynamic insights.

Frequently Asked Questions

A business risk score numerically assesses past behavior to help predict future behavior of a business and . A credit report offers more detail and context, often including the score, to aid understanding of a business's financial standing.

A business risk score offers a numeric measure to help businesses make a more informed decision, quickly. The more detailed Business Credit Report often includes this score, providing a comprehensive view of a company's financial wellness.

Evaluate data breadth/type, modeling techniques, and technology. Crucially, validate the model for your needs, ensure quick access to info, and choose a trusted provider for your business risk score.

Related Resources

Case Study

New Lending with Better Decisioning

Find the details of how a lender used Equifax's business risk scores to expand into equipment financing, improve credit decisions, and build a new revenue stream.
See the Case Study

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Main Street Lending Trends

Our monthly Small Business Indices help lenders track SMB lending, business delinquencies and capital demand to anticipate market shifts and guide growth strategies.

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