Combat Fraud by Authenticating Customer-Provided Identities

Identity Proofing — delivered via the Kount® 360 platform — makes multiple identity and fraud solutions accessible via a single, streamlined API. With Identity Proofing, you can create customized workflows to orchestrate verification checks and step up methods at various points along the customer journey.

Whether you’re trying to onboard new customers or verify that a login event is originating from the account owner, Identity Proofing orchestrates all the checks, fraud scoring, and red flag detection that you need. Our unified solutions improve decision accuracy so that you can say yes to more applicants without increasing friction or risk.

Approve More Customers
Use actionable insights to make data-driven decisions that improve accuracy and  approvals.
Refine Identity Strategies
Customize workflows to fit your business needs and quickly make changes as your business evolves.
Improve Customer Experiences
Streamline onboarding processes to give your customers a smooth, positive experience.
Reduce Integration Costs
Replace point solutions with a streamlined single-API call, reducing the cost and time of developer resources.
Automate Workflows

Improve business efficiencies by using automation to handle low risk activity so that fraud teams can focus on more complex, high-risk events.

Enhance Case Management
Quickly review, escalate and/or resolve directly within the case queue.

A Single Platform for Full Identity Coverage

With Identity Proofing by Equifax, you can consolidate multiple point solutions into a single API, eliminating redundant integrations and reducing the time it takes to go live. The platform only has a single user interface and software development kit (SDK), so you can reduce training and administrative support costs, giving you automatic return on your investment. Identity Proofing allows you to turn on or off services when you need to. The platform scales with you as your fraud strategy evolves, saving you from multiple implementations.

Reduce Fraud and Meet Regulatory Requirement in Banking

Whether you’re onboarding new customers or making high-value transactions, Identity Proofing helps ensure you’re interacting with real, low-risk customers and achieve compliance.

Secure Automotive Transactions

Whether leasing or purchasing, Identity Proofing helps prevent fraud from test drive to title transfer. Verify buyer and seller identities in real time so that you can speed up sales, protect against identity theft and build customer confidence.

Streamline Utility Sign-Ups and Changes

Identity Proofing helps you prevent fraud, protect customer data, and meet compliance requirements. With instant identity checks, you can streamline onboarding and ensure customers are who they say they are.

Frequently Asked Questions

Identity Proofing brings together multiple identity and fraud tools into a single, streamlined API (Kount 360) to establish the existence and authenticity of a customer-provided identity. It allows customers to create customized workflows to orchestrate verification checks and step up methods at various points along the customer journey.

Identity Proofing supports:

  • Identity Verification
  • Synthetic Identity Checks
  • Step-up Options
  • Watchlist and Adverse Media
  • First-Party Fraud Detection
  • Digital Risk Signals
  • Third-Party Callouts

Yes. Both components of KYC can be covered in Identity Proofing.

Yes - Identity Proofing looks at account ID, address, email, phone, and SSN to determine application velocities. Velocities can be checked in one min, five mins, 60 mins, 24hrs, seven days or 30 days.

Related Resources

Product Sheet

Identity Proofing

Learn how Identity Proofing helps you gain a complete view of identity risk through comprehensive and customizable workflows, while enabling streamlined onboarding processes for prospective customers.

Explore Identity Proofing Capabilities and Features
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Use Alternative Data to Better Evaluate Credit Risk

Identity Proofing is just one of many fraud mitigation solutions available, which increases your protections — from new account opening to AML compliance.

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