Personal Finance

Discover personal finance tips and tricks around everything from managing your money to saving and planning for the future.

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Consumer Statement: What It Is And How To Get One

What is a consumer statement, and when should they be used? Equifax® helps clarify the best ways to use consumer statements in this guide. Learn more here.

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Is a High-Yield Savings Account a Good Idea?

A high-yield savings account can help you earn more interest while keeping your money easy to access. Learn how it works and what to consider.

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How to Help Protect Yourself Against Inflation

Read about what inflation is, how it affects interest rates and how you should approach spending, saving, investing and more.

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myEquifax™ App: Track Your Credit and Help Protect Your Identity

Checking your credit is an important part of your financial journey. And with the myEquifax™ app, checking your credit is now easier than ever.

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What is Afterpay™, Klarna® and Affirm®? | How “Buy Now, Pay Later” Impacts Your Credit

Have you heard about Afterpay™ and wondered how it can impact your finances or credit health? Learn more about “buy now, pay later” options and your credit score.

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What Is a Credit Union?

How is a credit union different from a bank? For answers to this and more, click here to learn about credit unions and how they can be a part of your financial plans.

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How Diversifying Investments Can Help in a Volatile Market

Worried about market ups and downs? Learn how diversifying investments can help reduce risk, protect savings and support long-term financial goals during uncertain times.

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Student Loan Payment Reporting Resumed

Here are some important strategies for borrowers facing federal student loan repayment.
 
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How Car Leases Affect Your Credit

Leasing is a popular alternative to taking out a car loan. But does a car lease affect your credit? Learn more about how car leases affect your finances.

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How Federal Reserve Interest Rate Cuts Can Impact You

Learn how Fed interest rate cuts impact your borrowing, savings and the economy, plus strategies to make the most of rate changes.

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What to Know About Inherited IRAs, Distribution Rules and Tax Implications

IRAs can be helpful estate planning tools, but the rules regarding beneficiaries, distributions and taxes are complex. Learn more about inherited IRAs in this article.

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Your Mid-Year Financial Checklist

How often do you check on your finances? A mid-year financial review can help you stay on track for annual financial goals

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