Credit Cards

Explore tips on getting the right credit card for you and what it means for your credit. Plus, managing credit card debt and what to do if you lost your card.

A woman and daughter, both with dark hair, laying on a bed looking down at a laptop. The mother is holding a credit card.

What Is an Authorized User on a Credit Card?

Wanting to know what an authorized user on a credit card is? Click here to learn more about authorized credit card users and how they can affect your credit.

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Credit cards spread across a laptop keyboard

Keeping Up with Credit Card Debt During a Financial Crisis

Credit cards can be vital tools in times of financial uncertainty, but it’s important to be aware of the potential pitfalls.

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Getting a Credit Card: 4 Things for Young Adults to Know

Considering whether to get your first credit card? Here are 4 things for young adults to keep in mind before they start applying.

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Several credit cards are laid out on a tabletop.

Charge Card vs. Credit Card: What’s the Difference?

Learn the differences between charge cards and credit cards, plus how to determine which may be the right choice for you.

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A woman sits at her kitchen table while using her laptop and reading financial papers.

What is a Chargeback?

Chargebacks allow consumers to dispute unauthorized charges on their debit or credit cards. Learn what chargebacks are and how they work.

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A woman sits in a café with her laptop and a coffee cup on the table.

What Is a Virtual Credit Card and How Do Virtual Credit Cards Work?

A virtual credit card can provide an extra layer of security when shopping online. Learn about the pros and cons of virtual credit cards.

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A pen pointing to the Annual Percentage Rate (APR) on a credit application

What Is an Annual Percentage Rate (APR)? | APR vs. APY

What is APR? APR is an important element of several types of credit. Learn more about APR and how it compares to APY.

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A person holding a phone in their left hand and a credit card in their right hand

How to Build and Improve Credit with Credit Cards

Credit cards can be reliable tools for building a credit history or improving your credit scores. Here’s what you need to know about this popular strategy for building credit.

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A person in a blue button down is holding their phone in one hand and their credit card in the other.

Increasing Your Credit Card Limit vs. Opening a New Credit Card

Is it better to increase the credit limit on your existing credit card or open a new credit account instead? Learn the pros and cons of each option.

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A photo of a person’s hand, holding a credit card

How to Help Prevent Credit Card Fraud

Here are some common ways thieves target your credit card information — plus, steps you can take to help prevent credit card fraud in the first place.

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A couple sits at their kitchen table while looking at a laptop together. The man is holding a credit card while the woman points at the laptop screen.

Can You Refinance Your Mortgage to Consolidate Credit Card Debt?

Learn how cash-out mortgage refinancing can help you take the first step toward tackling your credit card debt.

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A man and woman sit on a sidewalk smiling at each other. The woman is resting her head on the man’s shoulder.

What Is a Balance Transfer Credit Card and How Does It Work?

Balance transfer credit cards are one common solution for managing high-interest debt. Could a balance transfer credit card be right for you?

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