Who It's For
Score More Consumers, Better
A Multi-Data Credit Score for More Predictability
By the Numbers - the Power of OneScore
21%
more applicants could be made scoreable with OneScore compared to a traditional credit score alone. ¹
10%
KS lift - when compared to a traditional score, enhancing the ability to identify consumers that should be swapped out. ¹
15.5%
more applicants can be approved when OneScore is used in combination with a traditional risk score¹ without incurring additional risk.
¹Equifax data and analysis.
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Insights Blog
- May 08, 2024 Small Businesses: The Lifeblood of the American Economy The 2024 financial market leaves many in a state of uncertainty except for a certain bright sp [...]
- May 07, 2024 How AI is Transforming Traditional Credit Scoring & Lending Artificial Intelligence (AI) is all the rage right now. At a recent conference that I attended, a [...]
- May 06, 2024 Up Your Game: Strategies for Lenders to Modernize Prospecting The pressure is on for lenders. You need to ensure that your acquisition strategies are competitiv [...]
- May 03, 2024 From Strain to Resilience: Small Business Strategies for 2024 In 2023, the landscape was tumultuous. American small businesses, lenders, and service providers f [...]
- May 02, 2024 Regional Trends to Watch: Small Business Credit Quality by U.S. Population In recognition of Small Business Week, we’d like to introduce the new 2024 Market Trends and [...]
- May 01, 2024 Small Business Focus: Commercial Hurdles in Today’s Economic Environment We are excited to be celebrating small business week (April 28 - May 4)! In the April 2 [...]
- April 29, 2024 3 Tips for Lenders to Modernize Their Prospecting How many years has your company been marketing lending offers to consumers? Five? Ten? Twenty? Fif [...]
- April 16, 2024 Auto Loans at Credit Unions: 3 Surprises, 3 Risks, 3 Opportunities When asked where to get an auto loan, a credit union might not be the first answer. But, credit un [...]
- April 11, 2024 Navigating the Ever-Changing Small Business Landscape When it comes to the small business landscape the one thing we [...]
- April 03, 2024 4 Tips to Capture Consumers In-Market for New Credit At some point in almost every person’s life, there is a need to borrow money or have access to cre [...]
- April 01, 2024 Inflation, Delinquencies and Economic Polarization Inflation is having a broad impact on U.S. households. In the latest Market Pu [...]
- March 28, 2024 Beyond the Numbers: Answering Your Burning Questions on Delinquency, Interest Rates, and More During March’s Market Pulse webinar, we gave our audience what they have been requesting: extended [...]
- March 27, 2024 Opportunities and Challenges in the Current Auto Market Landscape 80 percent of today’s consumers think that new car ownership is out of reach for them*. Pair this [...]
- March 25, 2024 Need Archived Data in Days, Not Weeks? Done. As today’s economic conditions continue to unfold—and often, surprise us all—it’s important to hav [...]
- March 20, 2024 Navigating Uncertain Economic Terrain: Insights for Telco and Utility Industries In today's fast changing economic environment, staying informed about macroeconomic trends is esse [...]
- March 11, 2024 Want Data on Demand? Discover the Business-Changing Value of Federated Data. Federated data isn’t “sexy” like AI. But in the world of data management, it’s a profound paradigm [...]
- March 01, 2024 A Day in the Life of a Risk Professional Risk management is a multifaceted field that remains an enigma to many. In the lat [...]
- February 29, 2024 Q1 Check-In: Align Goals in a K-Shaped Economy As we are solidly into 2024 Q1, it is the perfect time to reevaluate our financial resolutions. We [...]
- February 22, 2024 Revving Up: Essential Strategies for Succeeding in the Evolving Auto Market of 2024 Shift into high gear In our energetic February 2024 Market Pulse webinar, our experts p [...]
- February 20, 2024 Automotive Experts Tackle Electric Vehicles, Customer Service and Supply Chain As the automotive industry evolves, it is important to keep track of the latest trends and innovat [...]
- February 05, 2024 4 Ways Credit Unions Can Use Technology to Boost Members’ Credit Health When credit unions talk to their members, they likely hear that financial anxiety is a common them [...]
- February 01, 2024 Understanding Affordability in Terms of 2024 Market Trends Our January Market Pulse webinar discussed all aspects of affordability in our current financial m [...]
- January 25, 2024 Navigating the Affordability Landscape in 2024 Affordability is a buzzword that echoes through the economic landscape. In episode 37 [...]
- January 18, 2024 Fix Lagging Marketing Campaigns Before You Drain Your Budget Crush your marketing ROI—and your revenue goals—with a next-level approach. If you’re like [...]
- January 18, 2024 Unlocking Opportunities: Smart Lending in the K-shaped Economy of 2024 2024 opens in a K-shaped economy. In this environment, consumer budgetary pressures look different [...]
- January 11, 2024 3 Questions that Foster Responsible Gaming in Today’s Economy Responsible gaming is top of mind now more than ever. That’s because inflation, interest rates, an [...]
- January 08, 2024 How Lenders Can Harness Alternative Data to Help Overcome Today’s Economic Challenges Increasing inflation, rising interest rates and stagnant incomes have made borrowing more expensiv [...]
- December 19, 2023 Consumer Credit Trends: Your Questions Answered During our December 7 Market Pulse webinar, experts shared insights, empowering you to look ba [...]
- December 14, 2023 Unraveling 2023: A Year of Unpredicted Economic Trends Did the economic predictions for this year come true? And what economic themes will shape 2024? In [...]
- December 12, 2023 Looking Back on 2023 and Focusing on Forward for 2024 During the final Market Pulse webinar of 2023, we took a look at the past year’s economic and cons [...]
- December 07, 2023 How Consumer Financial Stress May Impact Holiday Sales The holiday shopping season is in full swing, but how will consumer financial stress impact holida [...]
- December 06, 2023 6 Strategies for Credit Unions to Better Meet Member Needs Credit unions are known to provide personalized service and focus on the unique needs of their mem [...]
- December 04, 2023 NCTUE: Empowering Members with Comprehensive Consumer Data In today's fast-paced and interconnected world, businesses across various industries are seeking i [...]
- November 29, 2023 Impact of Global Economic Headwinds on Consumers: Your Questions Answered During our November 16 Market Pulse webinar, experts shared insights and actionable advice, em [...]
- November 21, 2023 Navigating Global Economic Headwinds: Insights from Market Pulse Webinar In the dynamic realm of global markets, staying abreast of the latest trends is imperative for ind [...]
- November 20, 2023 Looking Ahead at 2024 U.S. Economy with Moody's Analytics As we approach the close of 2023, the U.S. economy faces a mix of challenges and [...]
- November 17, 2023 Federal Student Loan Debt – What’s the Impact on Your Portfolio? Take the full capacity of the largest college football stadium (“The Big House” at the University [...]
- November 14, 2023 Strategies for Credit Unions to Advance Digital Transformation As member-first institutions, credit unions need to provide seamless, personalized services. To me [...]
- November 08, 2023 3 Unexpected Ways Equifax Can Help Grow Your Payments Business You know that familiar chime on your phone when a payment is made? That, paired with the steady (m [...]
- November 06, 2023 Commercial Real Estate Investment: Adding Clarity to an Uncertain Market In the ever-evolving world of real estate investments, adaptability is the key to success. The lan [...]
- November 01, 2023 What Does Consumer Financial Stress Mean for Lenders? We Offer 4 Tips. The warning signs are all around us: many consumers are financially stressed. Already, consumers a [...]
- October 30, 2023 4 Tips for Credit Unions to Market High Interest Deposit Products As consumer savings declines and high interest investment options are more accessible, keeping and [...]
- October 26, 2023 How Lenders Can Use Data to Reveal Credit and Financial Stresses Macroeconomic indicators like increasing delinquency rates and ballooning debt poi [...]
- October 24, 2023 How Financial Data Affects Holiday Shopping We are revisiting a topic we began to cover during the September Market Pulse Webinar: preparing f [...]
- October 17, 2023 8 Ways to Know Who Your Small Business is Doing Business With In today's rapidly expanding small business marketplace, the numbers speak for themselves. Over th [...]
- October 12, 2023 B2B Marketing – Quickly Identify and Engage Small Business Prospects The landscape of small businesses is evolving, and the numbers speak for themselves. Over [...]
- October 11, 2023 Why Student Loan Debt is a Real Risk for Credit Unions When we speak with our credit union clients, we often bring up the potential impact of student loa [...]
- September 29, 2023 Experts Answer Questions On Inflation, Housing Affordability, and Consumer Credit During our recent Market Pulse webinar, we discussed how staying ahead of the curve is essential f [...]
- September 28, 2023 Understanding Factors Contributing to Consumer Stress An increasing number of consumers are facing credit and financial stressors. What eco [...]
- September 27, 2023 Experts Answer Your Pressing Questions on Student Loans During our September Market Pulse webinar, “Navigating Student Loans, Part II: Strengthening Ori [...]