Mortgage

Related Resources

Product Sheets

Mortgage Services

White Papers

Players in today's mortgage market are faced with constant challenges - from the effects of the subprime meltdown, to the need for high-quality settlement services and borrower transparency for capital markets. Equifax can help. In addition to credit reporting, we provide the marketing and analytical services you need to target and close the right customers or buy and sell the right securities. We seamlessly deliver these tools through a tightly integrated set of solutions around the mortgage value cycle...

About Our Mortgage Services

Equifax is an industry leader in delivering a comprehensive suite of end-to-end mortgage services that enable consistent, profitable growth. With the launch of Equifax Settlement Services, we are poised to deliver a complete solution to the industry’s needs – whether it is a single product or a bundled set of products including direct marketing, credit provision, loan origination, fraud prevention, settlement services, portfolio management, security analytics and/or customer retention.

Equifax supports the Community Reinvestment Act in helping lenders serve the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. As such, Equifax provides non-traditional credit reports to lenders that meet all secondary market guidelines for collecting the information required in the traditional 1003 form.

Equifax is actively involved in current industry issues and future initiatives of the mortgage industry through our high-level involvement in the Mortgage Industry Standards Maintenance Organization (MISMO). By taking a leadership role in MISMO, we are constantly aware of the data elements that are critical to our core business and used by mortgage originators to request, track and manage credit reports typically required in mortgage lending.

Why use Equifax

As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.