Credit Monitoring & Identity Theft Protection

Be alerted to credit changes and potential identity fraud

Help spot changes and uncover potential threats to your credit and identity with 3-bureau credit file monitoring², dark web scanning and alerts⁴, and the ability to easily lock³ and unlock your Equifax credit report.

Checking your own credit will NOT harm it

Get help with loss, fraud, or identity theft

Lost funds due to identity theft can be difficult to replace. As part of your ID theft insurance policy, we'll recover dollar-for-dollar up to $1 million⁵ of stolen banking and checking funds and credit/debit card deductibles that are unrecovered through your financial institution.

¹ We will require you to provide payment information when you sign up for Equifax ID Patrol™ and we will immediately charge your card $1. After that, we will charge the card $16.95 for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds. Only one discounted product is available in a 180-day period.

² Credit monitoring from Experian and TransUnion will take several days to begin.

³ Locking your Equifax credit report will prevent access to it by certain third parties. Locking your Equifax credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your Equifax credit report include: companies like Equifax Consumer Services LLC, which provide you with access to your credit report or credit score, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local government agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, or for employment, tenant or background screening purposes; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.

⁴ WebScan searches for your Social Security Number, up to 5 passport numbers, up to 6 bank account numbers, up to 6 credit/debit card numbers, up to 6 email addresses, and up to 10 medical ID numbers. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, and regularly adds new sites to the list of those it searches. However, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.

⁵ The Identity Theft Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, under group or blanket policies issued to Equifax, Inc., or its respective affiliates for the benefit of its Members. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Equifax^® is a registered trademark of Equifax Inc. © 2024, Equifax Inc., Atlanta, Georgia. All rights reserved. All other trademarks or registered trademarks are the property of their respective owners.

We recommend Equifax ID Patrol™.

Be alerted to credit changes and potential identity fraud

Get help with loss, fraud, or identity theft

Equifax ID Patrol™

Get Equifax ID Patrol™ for $1 for 7 days, then $16.95 per month