About Equifax Corporation
Effective Date: October 18, 2013
Special note for parents: The Equifax web site is a general audience site and is not designed or intended to attract children younger than 13. We do not collect personal information from any person we actually know is younger than 13.
Information Collection and Use
We collect personal and non-personal information on our web site to customize the content you see, fulfill your requests, improve our products and services, and contact you.
There are aspects of our site that can be enjoyed as a visitor, but you need to register in order to take advantage of some functionality on the site, such as receiving RSS feeds or e-mail alerts or participate in webcasts.
Information We Collect From You
Registration: We receive information from you when you register in order to download white papers, case studies or when you request that we contact you.
Polls and surveys: When you respond to a poll or a survey sponsored by us and/or one of our partners, we may ask you to provide additional information or answer certain questions in order to participate. We may also use the contact information you provide to us to ask whether you would like to participate in future surveys. If we ask for identifying information as part of a survey, we will delete the identifying information after one year and store your answers for up to 7 years.
Log information: When you visit our site, our servers automatically collect log information. This information may include your Web page request, Internet Protocol (IP) address, browser type, browser language, the date and time of your request, and one or more cookies that may uniquely identify your browser. We collect log information so that we can properly administer our system and gather aggregate information about how our site is being used, including the pages visitors are viewing on our site.
Cookies: We use session cookies on the pages that contain information about Equifax. These cookies are deleted when you close your browser. Our Web site optimization and marketing partner, Adobe Omniture, may also place or recognize a unique cookie on your browser, sometimes called a "third-party cookie."
Web beacons: We and our site optimization and marketing partners use web beacons, sometimes called single-pixel GIFs, that momentarily direct your browser to a server other than Equifax in a way that may not be apparent to you. Web beacons are used to count users who visited specific pages and determine which emails were opened and/or acted upon when we send HTML-formatted email messages. We may link your identifying information to web beacons.
How We Use The Information We Collect
We use the information we collect about you to administer our web site, to improve user experience on our web site, to provide you with the information you request, and to offer you products or services that might be of interest to you. For example, session cookies are used in order to gather aggregated statistical data about the use of our web site and to help us improve navigation of our web site; your contact information is used to contact you with answers to your questions and to send you product or service offers.
To Whom We May Disclose the Information We Collect
We will not disclose your personal information to third parties except to provide you with information or service you request or under certain circumstances as described in this policy.
Disclosure for legal reasons: We may release personal information to third parties: (1) to comply with valid legal requirements such as a law, regulation, search warrant, subpoena or court order; or (2) in special cases, such as a physical threat to you or others, a threat to homeland security, a threat to our system or network, or cases in which we believe it is reasonably necessary to investigate or prevent harm, fraud, abuse, or illegal conduct.
Links to other sites: We may provide links to other sites that might be of interest to you. When you click on one of those links, we will not provide any personal information about you, but will let the site know that you came from Equifax. We do not control the privacy practices and policies of other sites. Please read their privacy policies in order to understand what information they collect about you and how they use it.
Aggregated, non-personal information: We may share aggregated non-personal information about you with third parties. This is information that is combined with the non-personal information of other users and does not allow you to be identified or contacted. Depending on the circumstances, we may or may not charge third parties for this aggregated information. We also may not limit the third parties' use of the aggregated information.
4. Updating or Correcting Your Personal Information
If you are an Equifax customer, you may update and correct certain personal information by logging in to your account and editing your account profile.
You also may contact us by email or postal mail by using the contact information listed below.
5. Your Choice and Control over Your Information
Disabling Cookies: Most browsers accept cookies automatically, but may be configured not to do so or to notify the user when a cookie is being sent. If you wish to disable cookies, refer to your browser help menu to learn how to disable cookies. You will need to manage your cookie settings for each device and browser that you use. Please note, however, that if your browser does not accept cookies, you may not be able to take advantage of some of our website features.
Do Not Track Signal: Some web browsers may transmit "do not track" signals to the websites and other online services with which a user communicates. There is no industry standard that governs what, if anything, websites should do when they receive these signals. We currently do not take action in response to these signals. If and when a standard is established and accepted, we may revisit our policy on responding to these signals.
Opting out of Equifax promotional or marketing offers from Equifax: If you do not wish to receive promotional or marketing offers by email, you may opt out of receiving further promotional offers and emails by clicking on the "unsubscribe" button in the email. In addition, if you are an Equifax customer, you may change your preferences by editing your account profile. Note, however, if you are an Equifax customer, you will continue to receive emails from us related to the operation and administration of your account.
Online Behavioral Advertising: The Equifax Online Behavioral Advertising Notice also provides information about how you may opt out from receiving ads based on your online behavior. Please visit the websites operated by the following organizations to learn more, including to learn about choices to opt out of targeted advertising:
Your California Privacy Rights: California Civil Code Section 1798.83 entitles California customers to request information concerning whether a business has disclosed Personal Information to any third parties for the third parties' direct marketing purposes. California customers who wish to request further information about our compliance with this law or have questions or concerns about our privacy practices and policies may contact us as specified in the "How to Contact Us" section.
Efforts We Make to Safeguard Your Personal Information
We are committed to protecting the security of your information through procedures and technology designed for this purpose by taking these steps:
We limit access to your personal information to employees having a reasonable need to access this information to provide products and services to you. Employees who misuse information are subject to disciplinary action, including termination.
We have reasonable physical, technical and procedural safeguards to help protect your personal information.
In areas that contain your personal information, we use secure socket layer (SSL) encryption to help protect this information while it is in transit between our servers and your computer.
What you can do to help keep your information secure
You also have a role in protecting the security of information about you.
Log out and close your browser: Open browsers invite snoops. When you finish your online session, close your browser to erase any information it may have temporarily stored on your computer.
Install antivirus software and spyware protection: Viruses are dangerous. They can slip into your system without your knowledge. Some viruses such as Trojan Horses can capture the contents of your system, including your passwords. Installing up-to-date antivirus software and running it will help thwart these and other unwanted programs.