What is a credit score?

Find out how credit scores are calculated & the important information you should review. [Duration- 2:06]

What you will learn:

•    Your credit score is a 3-digit number that represents the status of your credit report
•    Lenders use credit scores as one factor when making certain decisions
•    Generally, the higher your credit score, the higher the likelihood that you will demonstrate good payment behavior
•    There's no quick fix for a credit score that isn't excellent
•    But with the right tools, education, and habits, you can get on the right track

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What you need to know:

Equifax® 3-Bureau credit scores are each based on the Equifax Credit Score model. Third parties use many different types of credit scores and will not use the Equifax 3-Bureau credit scores to assess your creditworthiness.