How do I check my credit score?

There are a few ways you can check your credit score:

  • Purchase a credit score directly from a national credit reporting agency (CRA) or other provider;
  • Consult your financial institution or credit card lender to determine if they offer a credit score; or
  • Use a credit score service.

If you want to obtain your credit report, here are two important things you should know:

  • Federal law requires each of the three nationwide credit reporting agencies (CRAs) - Equifax, Experian and TransUnion – to give you a free credit report every 12 months if you ask for it; and
  • You can request a free copy of your credit report by visiting annualcreditreport.com


Coming Soon

Lock & AlertTM Launching
January 31, 2018

Learn about the Lock & Alert service and help control who has access to your Equifax credit report for free, for life.1

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  1. Locking your Equifax credit file will prevent access to your Equifax credit file by certain third parties. Locking your Equifax credit file will not prevent access to your credit file at any other credit reporting agency. Entities that may still have access to your Equifax credit file include companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score or monitor your credit file report; federal, state and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection and prevention purposes; and companies that wish to make pre-approved offers of credit or insurance to you. To opt out of such pre-approved offers, visit www.optoutprescreen.com.