What information is in a credit report?

Find out what information goes into a credit report & the important information you should review. [Duration- 2:22]

What you will learn:

•    A credit report is a summary of your financial history
•    It contains information such as mortgages you may have, student loans, and credit cards that may be in your name
•    Lenders use this information to make certain decisions about you
•    You can get a free copy of your credit report once a year from each of the nationwide consumer credit reporting agencies
•    Make sure to check your credit report regularly

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What you need to know:

Equifax® 3-Bureau credit scores are each based on the Equifax Credit Score model. Third parties use many different types of credit scores and will not use the Equifax 3-Bureau credit scores to assess your creditworthiness.