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Risk

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Today, business transpires every second around the globe, and you need a reliable stream of accurate and secure information you can trust. What's more, you need help in developing cost-effective business strategies that help you compete in a volatile marketplace. Our risk assessment services facilitate faster, more informed decision making, while enabling you to manage your risk and maximize growth opportunities.

By maintaining a national, online database of more than 22 million consumer credit files, Equifax delivers vital information to fine-tune your assessment of an applicant's creditworthiness. However, we offer more than consumer credit data.

As the needs of our customers have evolved, so have we. Expanding upon our role as the trusted steward of credit data, Equifax has grown into the leading provider of information that is fueled by technology and analytics. We are a leading strategic advisor on credit applications, consumer loan originations, credit line assignments and more.

What's the Benefit to Your Business?
Streamline your credit-granting process with up-to-date consumer credit information organized in clear, easy-to-read reports
Reduce application fraud and improve skip-tracing efforts with access to consumer identification information and employment information
Utilize the latest technology platforms that help you automate your business processes and decision management tasks.
Access comprehensive analytic/scoring services for enhanced risk assessment ¿ including a team of consultants with extensive industry experience in the design, development, implementation and use of custom and generic modeling and scoring

Canadian Risk Scores

Business transpires every second around the globe and you need a reliable stream of accurate and secure information you can trust. Our credit risk reports, consumer risk predictors and other credit risk assessment tools ensure that you can manage credit risk accurately, promptly and consistently.

Our proprietary risk scores are built specifically to address unique characteristics of the Canadian market. These scores give you the intelligence needed to assess and manage the risks presented by consumers applying for your products or services. Each product or service you offer can attract a different profile of applicant, requiring a specific risk assessment evaluation.

Account Opening & Loan Origination

Are you certain you're making sound credit decisions? Now more than ever, timely, accurate decision making is critical to profitability. Equifax offers the expertise you need to ensure that the credit decisions you make enhance your company's bottom line. We integrate multiple data sources and apply world-class modeling and analytics to deliver risk, marketing, fraud and other intuitive services.

Account/Portfolio Management

With constantly changing market conditions and new regulations, you need to consistently monitor and review your customer accounts. By analyzing customer information and payment history, you can identify and act on opportunities to minimize your risk.  At the same time, you need to efficiently evaluate your accounts to uncover additional sales opportunities.

Collection & Recovery

Bad debt can be crippling to your business.  And with today's heightened focus on managing expenses, you need to efficiently find debtors and collect from those most likely to pay.  For many organizations, it seems as if cost-effective, expeditious tools to find debtors and improve return on debt recovery efforts have been harder to come by. Until now.


Why use Equifax

As the needs of our customers have evolved, so have we. Expanding on our role as the trusted steward of credit data, Equifax has grown into the leading provider of technology-and analytics-fueled information solutions.

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