Our Response Solutions Offer:


Built from the ground up to enable financial institutions to responsibly offer consumers and small businesses access to credit.

  • Identify consumers with at least one accommodation type
  • Get real time alerts on consumer credit behavior changes to manage risk and deliver timely offers
  • Understand consumer credit, delinquency, spending, employment, and income trends
  • Get reliable predictors of small business fitness, advance signals of business cycle inflection points, and statistically valid indicators of unemployment change


For lenders and marketers who want to understand what’s happening with their customers at a market level, for both consumer and commercial portfolios.

  • Understand macroeconomic trends
  • Manage portfolio risk
  • Leverage alternative data assets for deeper insight into consumer/commercial payment activity, cash flow and loan performance
  • Verify the legitimacy of small businesses for P3 loan processing

Response DIGITAL

For marketers and fraud prevention managers to help customers purchase and self-serve online.

  • Acquire and onboard new consumers in a digital environment
  • Ensure secure digital access to accounts
  • Provide digital capabilities for essential commercial activities
  • Target and acquire new customers via digital channels while minimizing costs


For risk managers to understand people’s economic situation, which will reduce portfolio risk and allow companies to take care of the consumer's needs.

  • Understand inactive or active employment status
  • Track rate of pay changes
  • Manage portfolio risk
  • Verify consumers at point of application


For state government workforce agencies to manage the spikes in unemployment insurance (UI) claims, helping to deliver payments quickly and accurately to individuals and families impacted by COVID-19.

  • Identify potential UI claim risk at the point of application
  • Validate self-employed claims under the Pandemic Unemployment Assistance (PUA) program
  • Evaluate continuing payments for out-of-work individuals
  • Reduce improper payments and improve program integrity

Response FREE

For businesses who want to better understand the economic conditions and how it might impact their business, complimentary from Equifax.

  • Understand macroeconomic trends
  • Pinpoint consumer and business customers who are likely to need help in this time
Get Started Using Our Response Solutions