Resources | Business | Equifax
An overview of our Affordable Care Act Management Essentials Solution for employers.
Put ACA compliance on autopilot
Asset Verification through AccountChek™ allows lenders to electronically obtain financial data about a borrower - eliminating the need for borrowers to collect, copy and submit paper statements.
Manage your collateral risk with a market-leading AVM
It is important to make sure that any partner you consider that will handle your employees' personal information has top-notch security.
The Fair Credit Reporting Act (FCRA) is a Federal Law that promotes accuracy, fairness and privacy for the data used by Consumer Reporting Agencies (CRAs), including Equifax. Verifications completed through The Work Number service are consumer reports.
Providing verifications of employment can potentially expose employers to many serious legal risks, including liability risk when giving references to other employers, and privacy concerns from leaks of sensitive employee data.
In this global market, higher education institutions are facing increasing competition and compliance challenges. Many institutions are turning to analytics to maximize strategic outcomes and drive decision making in resource allocation, student success, and finance.
Take control of I-9 compliance with I-9 Management solutions from Equifax. We understand the challenge you face when managing I-9 compliance. Keeping control of your I-9s is no small task. Turnover, a dispersed workforce, remote employees, evolving legislation and changing regulations make it nearly impossible to stay 100% compliant when using a paper-based process. Equifax answers your needs with smart, convenient electronic solutions.
The Work Number delivers an automated income and employment verification solution that streamlines the transfer of information between employers and verifiers, ultimately benefiting the employee by creating a secure and accelerated decision process.
Brochure for independent auto dealer
InstaTouch® ID uses Equifax and mobile carrier data to authenticate a consumer’s identity. This allows for pre-population of consumer data during online checkout or form completion--providing a simpler, frictionless experience.
InstaTouch® Suite provides simplified digital consumer interactions with one touch authentication, easier payments, and better offers.E
With expert appellate services from Equifax, employers can tap into an experienced, highly-specialized team of representatives who will assist with hearing preparation once a hearing has been scheduled, and also represent your organization at the hearing
The Work Number, a service of Equifax Workforce Solutions, streamlines the transfer of information between employers and verifiers, benefiting the employee-consumer by accelerating the decision process while adding security to the transaction.
Expand member relationships and grow revenue with market-specific solutions.
The Work Number Direct enables employers to process manual verifications on their time, within a secure system, and with full confidence that the party requesting the verification is a legitimate verifier with a valid permissible purpose
Learn about the most common challenges that may be preventing employers from optimizing their unemployment case management program
Wage audits are a critical tool for states looking to help reduce improper payments. Yet for many employers, responding to wage audit requests is becoming more cumbersome.
For employers, Unemployment Cost Management (UCM) can be really complicated. Equifax puts more than 65 years of experience, our CaseBuilder technology workflows, and UCM management and reporting best practices to work for more than 6,000 employers nationwide.
The new Verification Exchange from Equifax leverages the best practices established over the past two decades through The Work Number, the industry-leading verification service in the United States, to deliver the Canadian marketplace a new verification solution
As part of the new Verification Exchange in Canada, an income and employment verification solution similar to The Work Number, Equifax will provide Record of Employment on behalf of employers with Canadian workforce
Verification Services Overview for Auto Dealers
Verification Services Overview for Auto Lenders
Learn more about subsidies and their impact on both employees and employers. You'll find answers to the most common question like: What is a subsidy? Who should or should not get one? How and when I should appeal a subsidy? How does the subsidy process work?
From the moment of first contact through the entire relationship with your business customer, reducing friction and ensuring internal alignment invariably results in a more positive experience for you and your customer.
Five Barriers to Effective B2B Credit Risk Management — and How to Transcend Them
Data-driven research that illustrates the significance of applicant verification on auto loans and provides greater understanding of borrower behavior and auto loan performance.
With its strong reputation for supporting customers and the community, ACE Loans wanted an optimized process that enabled them to remain customer-focused and make smarter, faster point-of-sale decisions. The lender found what it needs in Equifax BusinessConnect.
A provider of equipment leases needed a way to more appropriately price its' short term loans based on lessee risk. Turning to Equifax for its' small business data and analytical expertise, the lender has achieved impressive results.
Top 30 bank improves customer insight and service with faster access to the latest data
Learn how one of the nation's largest health systems achieved their compliance goals, reduced costs, and relieved significant administrative burdens for their HR Staff.
Learn how Hard Rock has been able to improve employee engagement in benefits, reduce its risk and slash administrative tasks related to ACA compliance, while freeing up resources and helping control healthcare costs.
Hurricane Relief Tax Credit Case Study: Retailer Identifies More Than $1 Million in Tax Credits with Help from Equifax
A retailer worked with Equifax to leverage Gulf Opportunity (GO) Zone Employee Retention Credits as part of the relief efforts following Hurricanes Katrina, Rita, and Wilma. The geo-coding processes from Equifax pinpointed locations inside the disaster zones while the tax credit experts calculated the opportunity. Equifax can help with our no-hassle set-up to efficiently identify, calculate, and manage compliance with the 2017 disaster relief tax credits for Hurricanes Harvey, Irma, and Maria.
Lennox needed a more consistent and connected process for reviewing and approving customers and recovering debt. The company achieved this and more with the help of a world-class credit management solution from Equifax.
To launch its new Small Business banking division, Opus Bank wanted a commercial data provider with the same ‘relationship’ approach to business, as well as the strong mix of industry exclusive data and advanced technology that came with Equifax BusinessConnect
View a visual case study that illustrates how one of the nation's largest health achieved their compliance goals, reduced costs, and relieved significant administrative burdens for their HR Staff.
During this webinar, we’ll draw upon our experience helping hundreds of employers manage ACA to share the top 10 things that you need to know to ensure success in 2016.
Join the Equifax ACA experts as they reveal the top 10 things that employers must know NOW about ACA 1094/1095 reporting and share best practices for avoiding compliance roadblocks.
During this webinar, we'll provide an overview of the subsidy application and appeal processes and how this can translate into IRS fines down the road.
Best Practices Being Leveraged to Facilitate Compliance with QM Ability to Repay Requirements Specific to Home Equity Lending
Rosie Biundo and Craig Leabig, two senior experts from Equifax, discuss best practices being leveraged by 1st mortgage originators to facilitate compliance with QM/Ability to Repay Requirements.
Join CU Direct and Equifax to learn how credit unions can compete more effectively in today’s automotive lending environment. To thrive in this market, you need to find profitable new members, efficiently close more deals, and increase your competitive position.
View our discussion on economic trends in the mortgage industry and the impact for credit unions.
Since Fannie Mae implemented its DU® Validation Service, many mortgage lenders have hit a speed bump while trying to implement the Day 1 Certainty™ program. During this webinar, Equifax experts share their experience with lenders regarding program implementation and provide best practices for a smooth and efficient roll out. They also share recommendations to successfully request income and employment verifications from Equifax to minimize processing time and improve borrower experience.
Good documentation helps protect your company from employee litigation. But did you know that the same kind of documentation also helps you better manage your unemployment claims process? Find out from our Unemployment Cost Management experts just how critical documentation is to your win rate, your compliance with UI Integrity and your tax rates.
During this webinar, we’ll discuss best practices for preparing your data to populate the forms, registering to e-file with the IRS, filing an extension, and maintaining an audit trail to help with fine disputes down the road.
As employers are well aware, time is not on their side at this point – especially if they have not begun putting a process in place to prepare for IRS Reporting. Join our experts as they discuss navigating the murky waters of IRS reporting for the ACA.
Watch this webinar on-demand to learn more about ACA subsidies, including: How the subsidy notification and appeal process works, real-life examples of challenges that employers have faced, best practices learned from processing subsidies for Equifax clients, how Equifax reduces the administrative burden and compliance risk associated with subsidies, and suggestions for educating and communicating with employees about subsidies.
During this webinar, we'll provide an overview of employers' lessons learned during the first year since the Employer Mandate took effect and how organizations can apply that insight moving forward.
Join the team of Equifax Workforce Solutions ACA experts as they discuss the importance of handling subsidy notifications correctly and what can happen if things go awry.
BusinessConnect™ Offers a Unified Customer Lifecycle Management Solution for Organizations
The California Zone Program was repealed as of January 1, 2014, however many zone offices have chosen to close their doors before December 2014 deadline.