Resources | Business | Equifax
Asset Verification through AccountChek™ allows lenders to electronically obtain financial data about a borrower - eliminating the need for borrowers to collect, copy and submit paper statements.
Manage your collateral risk with a market-leading AVM
A Smarter Way to Authenticate Customers
A real-time check of the devices used in your online business
Secure Authentication with One-Time Use Passcodes
Identity proofing with knowledge-based questions
Help protect your business from fraud with alerts that help you quickly spot fraudulent identity components that may indicate synthetic ID fraud or identity theft.
FraudIQ™ Identity Score delivers insights on identity linkages and suspicious patterns, helping determine that the customer is who they claim to be. Use these insights and customizable scoring to make critical decisions in real time when spotting potential fraud.
Fraud is an increasing threat to businesses, creating revenue loss and increased costs year over year. FraudIQ™ Manager is an enterprise fraud management solution that helps identify potentially fraudulent activity before it impacts your business.
Synthetic ID Alerts, delivered in batch or real time, are based on patent-pending algorithms that analyze attributes such as authorized user velocity and identity discrepancies to help determine if the identity presented could be synthetic.
Take control of I-9 compliance with I-9 Management solutions from Equifax. We understand the challenge you face when managing I-9 compliance. Keeping control of your I-9s is no small task. Turnover, a dispersed workforce, remote employees, evolving legislation and changing regulations make it nearly impossible to stay 100% compliant when using a paper-based process. Equifax answers your needs with smart, convenient electronic solutions.
InstaTouch® ID uses Equifax and mobile carrier data to authenticate a consumer’s identity. This allows for pre-population of consumer data during online checkout or form completion--providing a simpler, frictionless experience.
InstaTouch® Pay simplifies the tedious process of having to enter card information on devices and uses verified identity to present most current, reported credit card(s) information as payment options.
InstaTouch® Suite provides simplified digital consumer interactions with one touch authentication, easier payments, and better offers.E
Optimizing the Value of Each Step in the Customer Journey
Expand member relationships and grow revenue with market-specific solutions.
TotalView from Equifax is a streamlined, economical way to access a broader portfolio of Equifax data sources. Consume more data from a single source. Reduce the time, investment and complexity that was once a barrier to gathering deeper intelligence.
For employers, Unemployment Cost Management (UCM) can be really complicated. Equifax puts more than 65 years of experience, our CaseBuilder technology workflows, and UCM management and reporting best practices to work for more than 6,000 employers nationwide.
Verification Services Overview for Auto Dealers
Verification Services Overview for Auto Lenders
We take the complexity out of E-Verify. Forget about trying to relearn the process every time you hire a new employee. As one of the largest E-Verify employer agents, our solution makes E-Verify simple and straightforward, so you can get back to what matters most – growing your business.
A risk-based authentication process can unobtrusively verify the identity of the account holder to guard against fraud without interjecting additional steps.
Comprehensive Fraud Mitigation Solutions Support Consumer-friendly Mobile Device Account Origination
Read this white paper to learn how velocity and pattern detection tool adds powerful capabilities for next-generation fraud management
Finding a workable solution to stopping potential fraud requires balancing the competing priorities of optimizing the customer experience, minimizing operating expense, meeting regulatory requirements and mitigating loss.
This white paper will walk through some of the concerns surrounding the timing of recessions, and what Equifax Credit Trends data might tell us about whether current conditions warrant worry.
Requiring both patients and providers to verify their identities before allowing access to online information helps securing patient PHI.
The security and privacy of patient health information is a top priority for the healthcare industry.
Accurate and complete patient personal and health information is required for improved patient safety, more effective patient engagement, and reduced healthcare costs.
Read this white paper to learn about technology solutions that deliver deeper customer insights into your decisioning systems
To help you cut through the hype, here are 10 takeaways on how Credit Unions can leverage Big Data for fraud mitigation
Effective Fraud Mitigation Solutions to Help Combat the Next Generation of New-Account Fraud
How to Battle the Leading Identity Fraud Tactic in The Digital Age
Getting a “Big Data” view of anything is just a means to an end. For fraud fighters, a major goal is reducing fraud losses.
Data-driven research that illustrates the significance of applicant verification on auto loans and provides greater understanding of borrower behavior and auto loan performance.
See how reliable results and streamlined process help mitigate regulatory and reputation risk
Connexus® Plus is a robust service for data stewardship, data management and data security. Using state of the art technology, the Equifax data linking service helps you to accurately identify and link customer information regardless of address changes, name changes, or name variations.
A provider of equipment leases needed a way to more appropriately price its' short term loans based on lessee risk. Turning to Equifax for its' small business data and analytical expertise, the lender has achieved impressive results.
Top 30 bank improves customer insight and service with faster access to the latest data
Equifax InterConnect™ and Fraud Advisor™ effectively prevent fraud losses and improve Fraud Department investigations
Lennox needed a more consistent and connected process for reviewing and approving customers and recovering debt. The company achieved this and more with the help of a world-class credit management solution from Equifax.
To launch its new Small Business banking division, Opus Bank wanted a commercial data provider with the same ‘relationship’ approach to business, as well as the strong mix of industry exclusive data and advanced technology that came with Equifax BusinessConnect
Tammy Stacy, Deputy Chief Compliance Officer for Equifax, provides insight into the trends observed in CFPB-regulated financial institutions, recommendations around FCRA compliance, and the differences between cross-selling and prescreening.
Equifax chief economist Amy Crews Cutts shares the latest commercial credit trends and outlines what changes she sees in store for the U.S. and economy and where she believes the economy is headed. She discusses recent commercial economic data, as well as new issues that are emerging on the economic landscape including changing interest rates, the Trump administration’s priorities and global politics.
Speakers shared valuable insights about the Military Lending Act (MLA) background and the new requirements associated with the MLA Final Rule starting October 3, 2016.
The webinar provides real examples of overcoming Wage Audit compliance challenges from Walmart, Equifax Workforce Solutions and state agency representatives. You will learn how employers, state agencies and TPAs collaborate to reduce employer risk, claim fraud and the administrative burden related to Wage Audits.
Application fraud and account takeover are rapidly rising in the U.S. and many FIs financial institutions are scrambling to deploy mitigating controls. At the same time, the rising bar of customer expectations is pressuring FIs them to remove friction and increase functionality to create seamless digital experiences for their customers.
Effective risk-detection solutions must be robust enough to handle both increasing volumes of pertinent data and savvy criminals. Learn whether your fraud detection solution has the key capabilities you need to reduce losses and improve operational efficiency
Decision 360 Brochure for Communications
A Guide To Fraud Detection Solutions and Best Practices
The increasing demand for mobile access to banking transactions and other e-commerce activities will likely result in system weaknesses that fraudsters will try to exploit.
The California Zone Program was repealed as of January 1, 2014, however many zone offices have chosen to close their doors before December 2014 deadline.