PowerView Score combines the power of LexisNexis® select public record data with alternative telecom and utility payment data, combined with Equifax credit bureau trade line data. The result is an advanced analytic that is highly predictive in assessing consumer risk for automotive lending. PowerView Score allows lenders to better separate loan risk at the credit policy margins. It offers an alternative risk score for “credit invisible” consumers, and enhances risk assessment for full file consumers. The result is an increase in automated decisions, a reduction in manual reviews and more competitive pricing.