Credit card issuers face a variety of challenges today: increasing acquisition and retention costs, growing competition from alternative lenders, and economic uncertainty — to name a few.
Grow your existing card accounts and expand your portfolio with Insight Score for Credit Cards — the industry-specific credit risk score that helps you uncover more potential customers and improve portfolio performance.
Insight Score for Credit Cards combines proprietary Equifax credit data with alternative NCTUE data not available through other third-party providers. The Insight Score uses NeuroDecision® Technology to apply industry-specific models and help predict the likelihood of a consumer becoming 90 days past due (or worse) within 24 months of opening a credit card account. All to give you the insights you need to get a better view of potential risk and extend more offers confidently.
Make origination decisions more confidently and approve more card applicants.
Expand your credit card prospect pool by augmenting scores with utility, pay TV, wireless phone, and other payment data.
Improve marketing and portfolio management with improved predictiveness enabled by AI, trended data, and powerful analytics.
Improve the consumer experience through more competitive, personalized offers and improved decisioning and service.
Get predictive insights on current customers that help you adjust credit levels and mitigate risk.
Better understand a consumer's history of meeting debt obligations.