Product Overview

Credit-based insurance scores are a recognized source of powerful insight into policyholder risk. When combined with industry-leading experts who understand the compliance landscape, that power leads to a change in direction a point of inflection.

Inflection, is a powerful predictive score that helps insurers improve segmentation and quoting.

 

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Key Benefits of Inflection Insurance Score
• Lay a foundation with comprehensive credit data
• Gain insights from a powerful trended model
• Apply analytics and insurance compliance expertise
• Micro-segment risk for more accurate pricing
• Refine personal property programs
• Combine with ISO® Personal Auto program
• Innovate with use cases across the policy life cycle
• Integrate with ease into your workflows
• Improve competitiveness and avoid adverse selection

 

 

Real-world experience enables targeted micro-segmentation
The Inflection Insurance Score, built by Verisk®, is an industry-leading, credit-based scoring solution for personal auto and property insurers. To improve risk segmentation, pricing and customer service across the policy life cycle, Inflection can provide up to 2.7 times the lift between the lowest and highest risk bands in predicting losses over control models that don’t include credit-based attributes.¹
Get the best of all worlds—and take a turn for the better
A strong strategic alliance between Equifax and Verisk means a wealth of skill and expertise from two global industry leaders, all devoted to solving your challenges. Our shared expertise helps you get the most from a credit-based insurance scoring model across the policy life cycle.