Reduce risk and grow your portfolio with deep insight on your customers’ credit behaviors
Customer Portfolio Review℠ delivers the power to proactively screen the accounts in your portfolio against customized criteria to quickly provide deeper customer behavior insights, support informed decisioning, and keep portfolio profitability in focus.
- Reduce losses and risk exposure by monitoring credit-worthiness of accounts
- Segment accounts for cross-sell
- Strengthen compliance and fraud mitigation by spotting issues earlier
- Determine funding for debt reserves
Customer Portfolio Review helps you assess consumer credit behaviors with maximum criteria flexibility:
- Over 500 consumer credit attributes
- Trended data that shows a customer’s credit behavior over a 24-month period
Premium Customer Portfolio Review provides an early warning on consumers’ ability to pay by offering key indicators that may indicate a consumer’s likelihood to be delinquent or default on their obligations:
- Employer-reported income and employment information
- Alerts indicating a change in employment status or rate of pay
- Consumer debt payment information
- Payment-to-income ratios
Customer Portfolio Review complies with the Fair Credit Reporting Act.
Take a proactive stand on portfolio performance while minimizing the impact of high-risk accounts with Customer Portfolio Review.