Product Overview
Deeper portfolio insight from a customized perspective

Customer Portfolio Reviewsm delivers the power to proactively screen the accounts in your portfolio against customized criteria to quickly provide deeper customer behavior insights and support informed decisioning. With actionable information and easy-to-interpret reason codes, Customer Portfolio Review optimizes portfolio management and keeps portfolio profitability in focus by helping your business:

  • Segment accounts
  • Determine creditworthiness
  • Mitigate account fraud
  • Strengthen compliance
  • Reduce risk exposure

Customer Portfolio Review offers maximum criteria flexibility to provide consumer insights that help illustrate current portfolio performance and drive informed decisions across key functions, including:

  • Marketing
  • Compliance
  • Fraud
  • Risk

You can also supplement your custom criteria with Equifax DimensionsTM to gain insight on consumer credit and behavior patterns over the last 24 months. With the proactive consumer behavior perspective delivered by this solution you can maximize portfolio performance by closing unprofitable accounts while growing more profitable accounts through increasing credit limits or cross-selling.

Strengthen the insights from Customer Portfolio Review by leveraging the additional power of generic or existing custom risk scores, including:

  • FICO® Risk Score
  • VantageScore
  • Enhanced Debt-to-Income Scores
  • Credit Attributes: Equifax Dimensions and Advanced Decisioning Attributes
  • Segmentation tools

Customer Portfolio Review a consumer report and is regulated by the Fair Credit Reporting Act (FCRA)./span>

Take a proactive stand on portfolio performance while minimizing the impact of high-risk accounts with Customer Portfolio Review.