Credit Risk Insight for Servicing

Consumer-level data linked to Black Knight Inc. McDash loan-level data for improved risk management

Product Overview

Equifax has partnered with Black Knight Data & Analytics to combine anonymous consumer credit data with loan-level mortgage data to provide a better understanding of the changing credit health of borrowers on both agency and non-agency mortgages.

The value to your business:

  • Create accurate scenarios of future delinquencies, defaults, loss severities and prepayments with consumer-level, time-series data
  • Leverage McDash data from the vast majority of the top servicers gathered over 30 years
  • Benchmark loans against one another to proactively create risk management strategies and create distinct loan 'cohorts' to manage agency risk
  • Utilize up-to-date consumer risk scores and over 300 leading indicators of mortgage default for better risk assessment
  • Gain better insight into borrower behavior regarding prepayment with pre-origination and post-termination data
  • Review and evaluate underlying borrower and co-borrower's credit
Related Products and Solutions
Credit Risk Insight for Pre-Bid
Up-to-date borrower performance across all credit obligations